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Bank of Scotland: Classic Account reviews

Name: Classic Account
Rating: 3.96 (109 reviews)

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3.96

Based on 109 reviews, last reviewed 27th Feb 2025

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

48%

22%

16%

Latest highest rating:

5

The Bank for a lifetime. I opened my first bank account at the Bank of Scotland at 15 years old. Over 35 years later nothing has ever made me contemplate leaving for another B... Read more Reviewed on: 27th February 2025

Latest lowest rating:

2

Rubbish interest on Classic account Rubbish interest on Classic account, low interest on other accounts Reviewed on: 26th February 2025

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About this product

Bank of Scotland is a commercial and clearing bank, part of Lloyds Banking Group. The Bank of Scotland Classic Account is one of the bank’s current accounts. It has opportunities to earn interest and cashback with selected retailers, as well as offering overdraft options. Account holders can also take advantage of a mobile banking app packed with features and benefits.

Finding the right bank account for your financial needs is important. We collect Bank of Scotland Classic Account reviews to give you valuable insight into the account and provider. Make an informed decision by reading the reviews on Smart Money People.

Find out how long account holders have had their Classic Account with Bank of Scotland. Read about the main pros and cons they’ve experienced so far. Learn more about the mobile banking app and the most beneficial features it has. Find out if existing account holders would recommend the account to their family and friends. Read about experiences with the customer service team. All of this and more can be found in our Bank of Scotland Current Account reviews.

If you have a Bank of Scotland Classic Account, write an honest review today. Tell us why you chose this account and whether it’s your main bank account. Have you been satisfied with the account so far? Do you use the cashback opportunities and would you say they’re worthwhile? What are your favourite features of the mobile banking app? Have you encountered any issues with the account, and if so, how well did the provider resolve them? Whether good or bad, write a Bank of Scotland Classic Account review. Together, we can help people like you make better financial decisions.

Bank of Scotland Classic Account reviews (109)

Review of the Bank of Scotland, Classic Account:

Up to 3% on your balance

The Classic Account from Bank of Scotland pays 3% on balances from £3,000 to £5,000. Make sure you add 'Vantage' to your account else you won't get it. You need to pay in at least £1,000 per month, stay in credit, and must have two different direct debits paid from the account each month. If your balance is less than £3,000 the rates are tiered - 1.5% (£1 to £1000) and 2% (£1,000 to £3,000) Reviewed on: 11th March 2017

BOS is my first and last bank!

Bank of Scotland was my very first bank and it could not have been simpler to start up and get my life going, BOS is by far the safest and most reliable bank I have ever had the pleasure to hold my money in. Reviewed on: 2nd April 2024

I have been with this bank for years and found them...

I have been with this bank for years and found them to be better than the last one I was with and it costs less to do so. Reviewed on: 19th March 2024

Classic Current Account.

Classic Current Account. Works very well for me. Cheque Book and Card that is a Debit Card. Great Online facility linked to my Savings Account and Credit Card and had my previous Cash ISA Accounts on it. Reviewed on: 16th February 2024

Review of old bank

Used them for decades, but just don't trust them or feel comfortable with them Reviewed on: 8th January 2024

best helpline to advise me when i use my log in credientails and need help

i have always been with Bank Of Scotland for over 40 years never any problems Reviewed on: 13th October 2023

First class, been with them over 50 years

I've always found BOS reliable and customer focused. Reviewed on: 14th August 2023

Simple to use bank

I like how bank of Scotlands mobile app is easy to use and simple to find the things you really need. I also love how fast it is to transfer money! Reviewed on: 5th April 2023

Great

Great customer service and banking app Reviewed on: 5th April 2023

Brilliant!

It does everything i ask it to do and more! Reviewed on: 4th April 2023

Amazing and friendly

It’s nice to have a bank that understands your needs and have polite manners! I have never had an issue with them unlike many other banks! Every call I’ve been made to feel like a valued customer! 5***** from me well done bank of Scotland Reviewed on: 3rd April 2023

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