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Capital One: Classic Credit Card reviews

Name: Classic Credit Card
Rating: 4.04 (270 reviews)

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4.01

Based on 270 reviews, last reviewed 7th Jun 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

51%

25%

10%

Latest highest rating:

5

Great card & easy app Great card & easy app, I was given a good credit limit upon application (which was an easy process to follow even filling out on a phone). The app is ... Read more Reviewed on: 7th June 2024

Latest lowest rating:

1

Avoid Capital One they are crap! Avoid Capital One they’re crap Avoid Capital One they’re crap! Read all of this review for an honest true review. I’ve been with Capital One since 199... Read more Reviewed on: 8th February 2024

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About this product

Capital One Classic Credit Card reviews can help you to find out about the pros and cons of the Classic Credit Card credit card. What kind of features do Capital One customers like? Find out more about the Capital One Classic Credit Card by reading our trusted Smart Money People reviews. You can also write your own Capital One Classic Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Capital One Classic Credit Card reviews (270)

Review of the Capital One, Classic Credit Card:

Easy to use app

The Capital One credit card has the easiest credit card app I've ever had. It's clear and very easy to make manual payments on, in comparison to other credit card companies that seem to like making it a mission instead of nice and easy. Access to your credit score is a nice little bonus. Reviewed on: 5th March 2023

Brilliant

Smart simple and understandable services great simple app and customer service appreciated and they review credit limits often good approval simple applications and eligibility check Reviewed on: 20th February 2022

Amazing!

Easy app to use , website without errors, customer service friendly, notification of all transactions instantly and remaining balance and the most important thing this card improve credit score ! Reviewed on: 10th February 2022

Stuck by me and trusted me

When I was told i had early onset Parkinson's disease I was gutted, It was horrible and the disease just kept getting worse. The medication helps, but with side effects that makes a senible adult make crazy choices - I started gambling, one part of my brain saying stop the other not letting me stop. I had the choice to stem the Parkinsons but blow my money or suffer the effects of Parkinsons. I stil live with these life changing choices. But Captial One have shown understanding and trust and have never questioned my honesty regarding the strange effects of Parkinson's medication side effects. Reviewed on: 31st January 2022

Perfect

Very accurate and helps you a lot in building your credit score Reviewed on: 31st January 2022

Credit Use

All good. Credit received and payments made monthly to manage and balance my income and expenses. Reviewed on: 31st January 2022

High interest

High interest on low amounts of credit Reviewed on: 26th January 2022

Slow but always helpful

The app is shocking, takes 3/5 days for payments to get processed and the app is outdated compared to every other finance app. Very old fashioned online. Reviewed on: 25th January 2022

Top company

Easy to use card with great benefits.Low interest and running costs. Highly recommend! Reviewed on: 25th January 2022

Terrie company practices

They do not care one bit about you as an individual, they only care about their relationship with other business and corporations. You will get screwed over whenever their interests don't match yours, even if it means them breaking the law. Is my experience anyway, its so little money that its not worth my time thankfully, but the red flag is there and I'm out before it happens again. Reviewed on: 16th November 2021

Capital one doesnt care about their customers

Capital one is very sneaky and sly be warned, I have recently closed multiple credit accounts and all providers have allowed me to close my accounts and continue to make regular payments till it was paid off with capital if you wish to close your account they will only allow to 2 weeks to pay all of the account balance unlike other providers, when trying to explain my finical situation and tried to explain the card was causing me more finical issues the adviser told me that it was tough luck and that’s how capital works! There is no support and care if you are in finical difficulties they don’t care about their customers avoid this provider as much as possible as well as their other “sister” providers that are owned and operated by capital! Reviewed on: 15th November 2021

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