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checkmyfile: Credit Report reviews

Name: Credit Report
Rating: 4.89 (105 reviews)

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4.88

Based on 105 reviews, last reviewed 17th Jun 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

3 star

1 star

Latest highest rating:

5

Using Checkmyfile. Using Checkmyfile.com to prepare for my mortgage application was invaluable. The multi-agency reports from Experian, Equifax, TransUnion, and Crediva ... Read more Reviewed on: 17th June 2024

Latest lowest rating:

2

Free trial and still took payment. I signed up for a free trial and cancelled the day before and the still took the first payment. Make sure you cancel way before the free trial ends. Reviewed on: 13th June 2024

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About this product

Checkmyfile claims to be the UK's most detailed Credit Report, with data from all three Credit Reference Agencies: Equifax, Experian and TransUnion. Simple line-by-line comparison lets you keep an eye on everything that's reported about you, in one place.

Credit reports are rising in popularity, but can be a difficult choice if you don't know what to look for. We collect Checkmyfile credit report reviews to help you understand what you can expect from Checkmyfile.

Find out why existing credit report users chose Checkmyfile and how long they’ve been a customer. Read about the feature-full benefits and learn which features customers appreciate the most. Selecting the right place to access your credit report is important. Our Checkmyfile reviews can help you with this.

Are you a business that uses Checkmyfile? If you do, share your experience with others on Smart Money People to increase trust and transparency in financial services.

checkmyfile Credit Report reviews (105)

Review of the checkmyfile, Credit Report:

Free trial and still took payment.

I signed up for a free trial and cancelled the day before and the still took the first payment. Make sure you cancel way before the free trial ends. Reviewed on: 13th June 2024

Reply from checkmyfile Hi Simeon, Thanks for leaving us a review. I'm sorry to hear you've had a payment taken that you weren't expecting. We'd only take payments from accounts that have active subscriptions - so that we can take a look into this for you, kindly email [email protected] and a member of our Customer Service Team will gladly assist you with this. All the best, Claudia Checkmyfile Response date: 14th June 2024

Rules and regulations easily missed

I was impressed by the service offered, but having used this service last over6 years ago I was not aware that I would be charged a "reactivated" service charge of the £14.99 amount, it was not made clear that this would occur .Naughty!! Reviewed on: 21st May 2024

Reply from checkmyfile Hi Charlie, Thanks for leaving us a review, it's great to know that you're impressed with the service provided! I'm sorry you thought our service was free. We only offer a free trial to new customers – you can’t have repeated free trials of our service. At the point of reactivation, our site states ‘To restart your service your card will be charged £14.99 today and every month thereafter until you cancel’. The Checkmyfile subscription reflects the cost of obtaining your data from the credit reference agencies, as well as the value of our expert analysis and the support we provide. If you have any further questions, do let us know. All the best, Claudia Checkmyfile Response date: 12th June 2024

Excellent customer service

Very helpful team on hand to make sure the report is understood as clearly as possible and any assistance is given Reviewed on: 21st May 2024

Reply from checkmyfile Hi Hannah, Thanks for your review. It's wonderful to know that our Customer Service Team were able to assist you with your queries. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 12th June 2024

Incredible brand experience, with a brilliant websit...

Incredible brand experience, with a brilliant website and dashboard Reviewed on: 21st May 2024

Reply from checkmyfile Hi Luis, Thanks for your kind comments about the Checkmyfile service - we always love to hear when our customers are happy. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 12th June 2024

A comprehensive credit report.

A comprehensive credit report, shows you stuff that that is not available on a basic search. It is worth a look before applying for financial products. Reviewed on: 20th May 2024

Reply from checkmyfile Hi Jim, Thanks for your review. It's great to read that you're happy with the level of detail contained within your Checkmyfile report. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 12th June 2024

Easy to set up an account and quick to load my file...

Easy to set up an account and quick to load my file every time I checked dor an update. Reviewed on: 20th May 2024

Reply from checkmyfile Hi Paul, Thanks for leaving us a review. I'm happy to read you found it easy to create your account and quick to update your file. If we can be any further help, do get in touch. All the best, Claudia Checkmyfile Response date: 12th June 2024

it was quick and easy

it was quick and easy to check my file and see what degative influences where effecting my score. I will be back full the full subscription once i add more credit to my history and use the platform to improve my rating Reviewed on: 20th May 2024

Reply from checkmyfile Hi Mic, Thanks for your review. I'm pleased you found our service quick and easy to use. We look forward to welcoming you back again in the future. If you have any queries in the meantime, get in touch. All the best, Claudia Checkmyfile Response date: 12th June 2024

used to obtain mortgage

I was advised by my mortgage broker to use this service in order to better my chances of obtaining a mortgage. It was free to use for 1 month, then £14.99 after. Provided great results and happy with the service, would recommend Reviewed on: 20th May 2024

Reply from checkmyfile Hi Phuong, Thanks for your recommendation. I'm happy to hear you're pleased with the results and service received when using Checkmyfile. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 12th June 2024

Smart System.

The system is very quick and easy to use. Reviewed on: 20th May 2024

Reply from checkmyfile Hi Elle, Thanks for leaving us a review. I'm pleased to hear you found our service quick and easy to use. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 12th June 2024

The Only Comprehensive Credit Check to Consider

Check My File provided a comprehensive breakdown of all my credit factors at a time that I was applying for a mortgage. Knowing what all the credit agencies are reporting gave me a great deal of confidence and I've been able to monitor those reports right up until the point that I bought my house. There's a dispute resolution service that I didn't need to use but I would have found that useful, as I have no idea how to dispute an incorrect entry. Of course, I would have liked to the service to be cheaper but you get what you pay for and Check My File provides quality reports for the money. Reviewed on: 17th May 2024

Reply from checkmyfile Hi, Thanks for leaving us a review. I'm delighted to read that you're pleased with the level of information on your report and that we were able to give you confidence during your house purchase process. Should you ever need us in the future, you know where we are! All the best, Claudia Checkmyfile Response date: 12th June 2024

Easy to use and a quick service.

Easy to use and a quick service. And very helpful. Reviewed on: 17th May 2024

Reply from checkmyfile Hi Gary, Thanks for leaving us a review. It's great to read you found our service helpful and easy to use. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 12th June 2024

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