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The Co-operative Bank Complaints

At Smart Money People, we use the power of reviews from consumers like you to help improve financial services. It can be extremely frustrating, and often expensive when things go wrong as a Co-operative Bank customer - whether it's your current...

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At Smart Money People, we use the power of reviews from consumers like you to help improve financial services. It can be extremely frustrating, and often expensive when things go wrong as a Co-operative Bank customer - whether it's your current account, a PPI (payment protection insurance) claim or your mortgage or savings. If things aren't quite going to plan, sometimes you have to escalate your dissatisfaction with a company in the form of a complaint. That's why we want to improve the way that companies deal with complaints from customers.

Read and write public complaints

Smart Money People was launched in 2014, and is dedicated to helping consumers get the inside track into the financial services industry. That’s why we’re now offering public complaints. With the help of your complaints we can help make the financial industry work better for everybody. Here’s how:

Voice your complaint in a public forum
Help others and drive real change
Have your complaint sent to The Co-operative Bank

We believe that your complaints can help other consumers get the inside track on what being a customer with The Co-operative Bank is really like. That’s why, by sharing your public complaint with us, you can start to help other consumers make better decisions today. You'll be helping us to drive real change by increasing trust and transparency in the financial services industry.

How do I make a The Co-operative Bank complaint?

We’ve got the simplest (and quickest) way to leave a public complaint. Once you’ve submitted your complaint, we’ll pass it to the complaints department at The Co-operative Bank. Your complaint will also be displayed publicly on Smart Money People, the UK's review and insight site for financial services, which will help others who might be having similar issues to yourself.

The Co-operative Bank currently has a score of 4.17 / 5 on Smart Money People.

Disagree with this rating? Your complaint will help to influence this rating, so let your voice be heard and share your experiences with everyone. It’s quick and easy to leave your The Co-operative Bank complaint below, and we’ll never pass on your details to anyone other than The Co-operative Bank.

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View more The Co-operative Bank complaints

See what other people like you have said about The Co-operative Bank.

8th September 2018

Ethical? I don't think so ...

I wanted to believe that this was an organisation I could trust - silly me!...

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I wanted to believe that this was an organisation I could trust - silly me!

In 2008 I joined the Coop under the Ownhome mortgage deal and was given every assurance that this would always give me access to the full range of their mortgage deals. In 2018, when I have come to the end of my 2nd fixed term deal, Coop have changed their minds and are no longer offering any Ownhome clients any mortgage deals. That puts me on their standard variable rate with no option other than to move the mortgage to another vendor (if one is available!) or revert to their 4.99% Standard Variable Rate.

I don't really have enough words to explain how deeply disgusted I am in the way Coop have acted. Even worse any complaint I make will not change what is happening or bring any sanctions to the bank.

31st August 2018

Still Does not reply to emails

I have been quite happy with the Co operative Bank, locally and general account...

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I have been quite happy with the Co operative Bank, locally and general account operation.
I received a letter from The Head of Customer Services, removing my overdraft service.
I have emailed to Customer Service on multiple occasions. I have yet to get a reply from any of them.
This lack of attention to customer queries and the common politeness of Customer Services gives me little confidence in the Management Control on the Head of Customer Services gives me little confidence in the Management. I emailed the Board directly but received no reply. 100% failure all round.
Time for a complete review of the Management Ethic.
I have not changed Banks because it is too complicated.
Why does the Bank find it necessary to do automatic Credit Checks for every customer every year, despite the customers conduct with the Bank after 6 years exemplary conduct of the Account?
Then a letter is sent by the Head of Customer Services, who has no telephone number, no email address, and no Mail Address.
This person does not exist!
I have a small CCJ from a company that was recently fined after admitting to forging documents and using other company details without permission, and using false names on communications.
The Co operative bank do not seem in the slightest interested in facts. When the Judgement was received in contacted Experian that had dropped my Credit reference from 800 to 400, and explained the position, they were aware of this company and promptly increased my reference to 840 out of 1000, an increase.
Co operative does NOT answer.
Credibility does not seem to be a priority.
Why when the rest of the operations is acceptable, slow but sure.

12th July 2018

Coop demonises Israel

The Cooperage have made it their policy to demonise the tiny state of Israel which they have no right to...

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The Cooperage have made it their policy to demonise the tiny state of Israel which they have no right to do.
Israel is a democracy with elected government made up of Israeli Jews and Arabs.
Israel supports womens rights, gay rights education and helps with life saving surgery for some of its more violent neighbours, Israel helps other nations with technology and agriculture and so on.
It's neighbours have some detestable practices including hanging people for being gay, forbidding female education and women's rights, imprisoning people for practising faiths other than Islam and funding terrorist organisations.
Thank Co-op seels to demonise Israel and refuse to do business with any company that supports Israel and yet does nothing of concern to Israel neighbours, this is hypocrisy and to try to interfere with Israel as a sovereign nation is abhorrent.
I have closed my coop account and hope that others on reading this review will also bank elsewhere.
Ask the Co-op directly what their policy on Israel is and ask yourself do Co-op have the right to persecute a sovereign democracy?
Co-op the shameful bank !!!!!

22nd June 2018

Still notanswering emails, unacceptable in the electronic world

The Coop has not answered one...

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The Coop has not answered one mail.
Pretty pathetic.
I had a letter from the Head of Customer services. If any person in authority signs a letter to you, they must be accesible. This person apparently does not exist. She has no phone number, email or contact address. Responsible Officers of any compant, entity, etc, must be contactable.
She cannot be contacted!

2nd June 2018

Doesn't reply to emails, Customer Services.

County Court Judgement for £175. Parking ticket from 2014, Judged by CC in 2017. Original ticket misdescribed car colour and Index number. All dealt with whilst I was out of the country for 3 ...

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County Court Judgement for £175. Parking ticket from 2014, Judged by CC in 2017. Original ticket misdescribed car colour and Index number. All dealt with whilst I was out of the country for 3 months.
I have provided evidence to Co-op. They recently cancelled my overdraft. I tried to appeal, but the person who signed the letter, Joanne Mayer, Head of Customer Contact, doesn't exist! No phone number, no email, cannot be contacted through Co-Op Customer Services. I recently wrote to the Coop board about this, 4 times! NO acknowledgement, well apart from automatic reply.
The AGM was held recently, seems they were more interested in senior management and board, remuneration and bonuses.
Very dissapointed, they are awarding huge salaries and bonuses, but cant be bothered to look at a shocking injustice. The company, MIL Collections, has gone round the cOuntry buying up old tickets for as little as £1.00, Rushing them to court, for a Judgement.
This has forced a change in the Law in May, that oblidges them to prove contact with Owner of Vehicles. They were recently fined in court following admitting to Forging Original Ticket Issuers details. Giving letters and contacts with falce names.
The Coop is assisting these, bottom feeders to claim false charges.
NO one at the Coop Bank seems interested. Oh apartfrom Salaries and Bonuses.
I thought they were the Peoples Bank, how stupid am I.

View all 235 reviews