Ratings based on 710 reviews Last review 1 week ago
4.78 / 5Amazing overall rating

First Direct reviews written by our Smart Money People can help you to find out more about life with this bank. Multi-award winning First Direct claim to "listen, have a conversation and recognise that it's your money, not theirs." Smart Money People...

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First Direct reviews written by our Smart Money People can help you to find out more about life with this bank. Multi-award winning First Direct claim to "listen, have a conversation and recognise that it's your money, not theirs." Smart Money People is the UK's independent financial services review site. Read and write First Direct reviews, and together we can help to increase trust and transparency in financial services.

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Your first direct Reviews (710)

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10th February 2019

Superb, customer service second to none

Superb customer service second to none. I transferred to this bank over 2 years ago and would recommend it to all my friends and colleagues. I have received first rate customer service from them since day one. I love the fact that I can speak to...

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Superb customer service second to none. I transferred to this bank over 2 years ago and would recommend it to all my friends and colleagues. I have received first rate customer service from them since day one. I love the fact that I can speak to someone in this country who understands how banking works. And also that I don't have to go through 6 or 7 menus on the telephone to speak to a person.

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9th February 2019

Online Only Baloney

As the first on line only bank, First Direct is remarkably boring and looks and feels like a traditional bricks and mortar bank. Limited functionality, poor, poor app experience, nonsense and overly complex 'security' processes...moving to Starling Bank.

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As the first on line only bank, First Direct is remarkably boring and looks and feels like a traditional bricks and mortar bank. Limited functionality, poor, poor app experience, nonsense and overly complex 'security' processes...moving to Starling Bank.

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9th February 2019

Easy, reliable, fully formed

Day to say banking with first direct is great, the app and website are easy to use, staff on the phones are well trained. Unlike many of the new challenger banks, first direct offer a full range of products. They might have some catching up to do on...

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Day to say banking with first direct is great, the app and website are easy to use, staff on the phones are well trained. Unlike many of the new challenger banks, first direct offer a full range of products. They might have some catching up to do on the digital side, but they keep launching new updates, when it comes to service the others are nowhere near.

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29th January 2019

Switch New Account

Fantastic customer service available on telephone. Online banking set up extremely secure more so than High Street banks. Lots of financial products for 1st Account customers well explained by customer services assistant. I have switched from Halifax...

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Fantastic customer service available on telephone. Online banking set up extremely secure more so than High Street banks. Lots of financial products for 1st Account customers well explained by customer services assistant. I have switched from Halifax due to the increase in overdraft charges of 1p for every £6 per day from Jan 2019. First Direct overdraft is free up to £250. Will probably look at mortgage switch too.

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