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first direct: 1st Account reviews

4.64
Based on 1,240 reviews, last reviewed 28th Nov 2024
10% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

UK call centres, very knowledgeable and polite. UK call centres, very knowledgeable and polite. The best by far. Reviewed on: 28th November 2024
Elpajoja's avatar
Elpajoja

Latest lowest rating:

1

Unethical bank, if you can get past the login screen Been with them on two different occasions and both times same experience. They have the most complicated way to log into their accounts vs any other b... Read more Reviewed on: 7th September 2024
Richard P's avatar
Richard P

About this product

First Direct 1st Account is a personal current account with tools and features to support spending, saving, borrowing and budgeting. The account has interest free overdraft options and no fees for spending abroad. At Smart Money People, we collect First Direct 1st Account reviews to help you discover what life as a First Direct customer is really like.

If the First Direct 1st Account sounds like the right current account for you, read our reviews to learn more. Find out how long existing customers have had their accounts. Read about the overdraft options and additional features. Learn about the mobile app, its features and how simple it is to use. All of this and more can be found in our First Direct 1st Account reviews.

Have you got a First Direct 1st Account? Share your experience with others on Smart Money People. Why did you choose this current account and how long have you been using it? Don’t forget to tell us the pros and cons you’ve experienced with the 1st Account and anything else other people would find useful. Would you recommend the account to your family and friends? Do you use the mobile banking app, and if so, what features do you like the most? Write a First Direct 1st Account review today. Together, we can help people like you make better financial decisions.

first direct 1st Account reviews (1240)

Review of the first direct, 1st Account:

Impressed

5
I opened my account in May last year. So far I have experienced excellent customer services also joined their regular saver which has smashing interest rate. Reviewed on: 9th March 2023

Good all round bank

5
Quick to get in touch with customer services and they are very proactive in helping. Reviewed on: 24th May 2024

Friendly, helpful and highly efficient advisers.

5
Friendly, helpful and highly efficient advisers. Never put through to a convoluted automated service, always put through rapidly to a human operator on the rare occasion required. Almost all queries and banking conducted via their user-friendly app. Reviewed on: 24th May 2024

A bank that puts customers first

5
They answer the phone quickly, without convoluted menus and a real person, well informed and friendly helps you. The products are decent too. It’s what a modern bank should be like - customer focused. Reviewed on: 24th May 2024

customer service.

5
Great customer service. Professional and friendly. Always efficient and helpful. All the staff at the call centre are equally excellent. Never kept waiting Reviewed on: 23rd May 2024

Superb customer service, excellent app, the perfect...

5
Superb customer service, excellent app, the perfect bank! I can do everything I need to do via the app and their approach is fantastic. Every customer service agent I have ever spoken to has been excellent. Reviewed on: 15th April 2024

Brilliant current account

5
I had held my previous current account for 30 years. First direct's current account switch offer seemed too good to be true but I knew people with accounts with FD and decided to try something new. I couldn't be happier that I did. The switch was simple, done cleanly and the offer was paid when I was told it would be. Really great experience with the company, everything is done through the simple to use app. I t is a joy to bank with FD. Reviewed on: 15th April 2024

Great app banking and customer support

5
Great app banking and customer support Reviewed on: 15th April 2024

First customer service

5
Easy to use app and great customer service Reviewed on: 15th April 2024

So disappointed

1
I used to think First Direct had good customer service until I really needed it. I had been with them for about 20years. I fell victim to emotional fraud. It was such a horrible and persistent scam. They had no calls saved that’s how I made payments. They said because the payments were small there was nothing they could do. If the crook had been less clever or I had been richer they would have helped!!! I was never expecting full return just a nod to the fact that they were involved. They gave nothing. What made me mad is when I switched as a result they started asking me security questions. They were also sending me spin the wheel prize offers. They have the money to give people gambling prizes but not to compensate where they couldn’t help keep a customers money safe from fraud. Reviewed on: 13th April 2024

There is aways someone at the end of the telephone.

5
There is aways someone at the end of the telephone. Excellent customer service Reviewed on: 12th April 2024

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