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first direct: Current Account reviews

Name: Current Account
Rating: 4.7 (1292 reviews)

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4.67

Based on 1,292 reviews, last reviewed 27th Feb 2025

390% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

10%

Latest highest rating:

5

Good benefit of opening a current account If you open a current account you can have access to good rates on savings accounts. Reviewed on: 27th February 2025

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1292)

Review of the first direct, Current Account:

Great bank

I have never had any issues with First Direct bank. Their app works good, as does their online banking service. Reviewed on: 21st January 2022

Great online banking experience

This has been a revelation and I’m really glad I took a chance on online banking. It’s really easy to use and I can do everything through an app on my phone. Reviewed on: 5th April 2023

Very easy to use

First direct is a true online and phone bank, something which makes banking with them so easy. I could even pay a very large amount into another account over the phone! Debit card security has also impressed me: I've been using first direct for more than 10 years and it never got hacked whereas my card with another bank, which I rarely use, has been hacked twice. Reviewed on: 4th April 2023

Excellent app the £250 free overdraft is cool

Great easy to use app makes managing finances easy quick text messages if near limit etc Reviewed on: 4th April 2023

Easy set up, appears safe

Account is easy to set up. They claim there's a human assistance over the phone 24/7 if necessary, which I haven't tested. I get on with the app well enough too. Reviewed on: 4th April 2023

Hard to fault

Good online access, phone service always good too. Have been with them for years (joint account) and never had problems. Reviewed on: 4th April 2023

Friendly Banking

First Direct are the customer focused bank for those who wish to manage their account online but with support on hand when needed. No waiting in queues and first class service from First Direct. Reviewed on: 4th April 2023

Very good customer service

Connected quickly and always helped resolve my problems Reviewed on: 4th April 2023

Great customer service, great App

Pick up the phone and they're always there answering within minutes usually. The app is very intuitive and has many great features Reviewed on: 4th April 2023

Good customer service

My experience after a couple of years is that this is a solid account, backed up by good customer service but an over zealous fraud team. It’s not unusual to get multiple transactions flagged for follow up, sometimes in the same week and have to wait hours for a call.. Slows things up. So, solid but not quick. Reviewed on: 3rd April 2023

Faultless

Very good app, fast and secure transactions, always someone on end of phone if needed, great communication, faultless can't find anything negative to say. Reviewed on: 3rd April 2023

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