Smart Money People Logo

first direct: Current Account reviews

4.67
Based on 1,289 reviews, last reviewed 26th Feb 2025
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Great app, easy to use, good customer service. Great app, easy to use, good customer service. Really easy to set up my account. I like that you can freeze the card on the app, just in case you lose... Read more Reviewed on: 26th February 2025
Tamsin M's avatar
Tamsin M

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1289)

Review of the first direct, Current Account:

Best bank by a mile

5
been with them for 31 years and their customer service is the best by far You couldn't pay me to leave them I have recommended them to lots of people Reviewed on: 7th February 2020

First Direct are an excellent bank and they are alwa...

5
First Direct are an excellent bank and they are always helpful when phoning Reviewed on: 26th February 2025

Been with 1st direct for years.

5
Been with 1st direct for years. Excellent customer service. Great staff. Reviewed on: 26th February 2025

Consistent Excellent Service.

5
I’ve been with First Direct for 30 years. In that time their service has always been head and shoulders above any other company, not just financial companies. They are the benchmark I rate everyone else against Reviewed on: 26th February 2025

Great current account

5
Great current account, whenever I've had issues have had them resolved. App easy to use Reviewed on: 26th February 2025

Great customer service, easy to use app, and HSBC st...

5
Great customer service, easy to use app, and HSBC still have a branch in my town. Reviewed on: 26th February 2025

Great Current Account, great service and no issues.

5
In well over 10 years with first direct I have never had any issues with their 1st Account (a current account). It comes with free borrowing up to £250 - very useful - as well as the option of a Regular Saver Account into which you can save between £25 and £300 per month for a year and it pays an unbeatable 7% Interest. Reviewed on: 26th February 2025

Great current account

5
Since switching to First Direct I have contacted them a few times and each one was quickly answered by UK staff quickly and efficiently. The online banking is easy to use and the free overdraft is a bonus. My previous banking experience was no where as good. Reviewed on: 26th February 2025

I have been a customer for many years and found Firs...

4
I have been a customer for many years and found First Direct to be helpful and fits my needs. However, their ISAs and savings are not competitive. I’m annoyed that there are no incentives to keep me as a customer, only for people who switch their current account. Reviewed on: 26th February 2025

Great Current Account.

5
Used First Direct for years, firstly by telephone then web and now app. Service has always been great and very easy to use whatever method you use. Reviewed on: 26th February 2025

Overall a good bank and worth switching to.

5
Overall a good bank and worth switching to. £250 0verdraft free. Easy to operate. Reviewed on: 26th February 2025

Do you have a different first direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

first direct has a range of products available. Check the ratings of each product to find the right one for you. View all products