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first direct: Current Account reviews

4.67
Based on 1,292 reviews, last reviewed 27th Feb 2025
390% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Good benefit of opening a current account If you open a current account you can have access to good rates on savings accounts. Reviewed on: 27th February 2025
GillyG's avatar
GillyG

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1292)

Review of the first direct, Current Account:

Best bank by a mile

5
been with them for 31 years and their customer service is the best by far You couldn't pay me to leave them I have recommended them to lots of people Reviewed on: 7th February 2020

Excellent Service

5
Excellent service, communication exellent, online support excellent, very clear as to how to do everything, great app Reviewed on: 26th February 2025

Very responsive and courteous

5
Always respond promptly, courteously and patiently to any requests or queries I might have Reviewed on: 26th February 2025

First direct current account

5
I first switched to first direct just over a year ago and have since found it to be a great platform. The switching bonus was nice but the platform itself provided useful insights and easy and straightforward applications to other first direct products (saver accounts etc) Reviewed on: 21st February 2025

App is a bit dated but great overall

4
App is a bit dated and they’ve only recently added modern features like push notifications but works well as a bank and customer service is always excellent. Reviewed on: 17th February 2025

Brilliant bank been with them since midland bank end...

5
Brilliant bank been with them since midland bank ended- fabulous service and great app Reviewed on: 5th February 2025

Great bank for daily use.

5
Great bank for daily use. Great customer service who still use UK staff. Great to ring for any information or sort out an issue. Good products available. Reviewed on: 31st January 2025

Always great service

5
Always great service. They answer calls quickly, you’re never on hold long, always friendly and are able to deal with my queries efficiently. Reviewed on: 24th January 2025

Excellent customer service.

5
Excellent customer service. I have had my main current account with FD for many years and although other banks may offer different/better rewards from time to time, I wouldn’t dream of switching this account. I have rung them at all hours of the day and night over the years and they answer quickly, are always friendly, understand my question straight away and provide a swift answer or fix. Reviewed on: 22nd January 2025

Always excellent customer service

5
Had our current account with first direct for 18 years and always had positive customer service and swift professional friendly service which was a breath of fresh air compared to the high street banks we had had accounts with in the past Reviewed on: 17th January 2025

Loyal and happy customer

5
I have banked with First Direct for many years and have absolutely no complaints and can only compliment them on their amazing service. The best advisers and always so helpful if I ring with queries. First Direct offers everything I need from a bank. Reviewed on: 15th January 2025

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