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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.29 (256 reviews)

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4.14

Based on 256 reviews, last reviewed 5th Dec 2024

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

5

Credit card is excellent as you don’t get charged fe... Credit card is excellent as you don’t get charged fees for using it abroad. Easy to use app and never have any issues using the card, would recommend!... Read more Reviewed on: 5th December 2024

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (256)

Review of the Halifax, Clarity Credit Card:

Great credit card

Love the Halifax Clarity Credit card; it's great for overseas spending as it offers a competitive exchange rate. I also love that I can track my spend straight away on the Halifax app and check pending transactions! Reviewed on: 12th January 2022

-7.5% for exchange rate

This card gives you free withdrawals aboard but at a stink exchange rate of 7.5%. If you do use if for a cash withdrawal pay it off straight away so you don't start paying interest. However it is good for paying for purchases etc as you get the interbank rate. Reviewed on: 6th June 2017

Best card for abroad travel

Best card for your holidays abroad. Got one of these and it gives the best exchange rate ever while on holiday abroad. No extra charges for cash withdrawal either. I recommend one of these cards for anyone travelling abroad. Reviewed on: 5th June 2017

Excellent for travel

This is an excellent card to use when you are abroad as, unlike many cards, there are no fees for using your card overseas. Would highly recommend to keep costs down on holiday. Reviewed on: 4th June 2017

Difficult Start but Great Credit Card

This credit card took me a while to receive as they lost my application details twice. Eventually I received the Credit Card and I use it for all my holidays abroad and it's perfect. Reviewed on: 31st May 2017

There when needed!

Applied for this card especially for travelling abroad, due to automatic anti fraud protection the card was blocked multiple times and due to time difference and lack of access to phone on one particular occasion, only access to internet contacted Halifax via twitter to which they replied within minutes and called the hotel I was staying and unblocked the card (very relived), on top of this the card interest rate was fantastic actually happy to pay interest for the great service provided, I believe not many people would say that. Reviewed on: 30th May 2017

Fair interest rates and zero forex fees

Love the Clarity credit card. The interest rate, although higher than you would find for a loan, is much more competitive than other credit cards I have. What I really love though is zero fees on purchases in foreign currencies - this is the standout feature as far as I am concerned. Reviewed on: 30th May 2017

Great for overseas spending.

Has a very good APR this credit card, but it's best used as a way of getting money overseas. No fees for taking money out of an ATM and no fees for using in a shop, and the exchange rate is set by MasterCard, which is a better rate than you're get anywhere. What's not to love, just remember to pay it off. Reviewed on: 30th May 2017

The only Credit Card you need to pack for purchases when going abroad.

I have used this credit card several times in different countries to purchase goods and have always got a good exchange rate and there are no extra fees/charges. Reviewed on: 27th May 2017

Really Useful Card

Having recently retired and, enjoying my retirement, by booking last minute breaks abroad. I can go away knowing that I won't be penalised when using it whilst on holiday, and as it's a master card the exchange rate they get when converting my purchase is very reasonable. Reviewed on: 14th May 2017

Perfect exchange rates all over the world

Amazing product. The amount of charges I would have paid had I used my debit card is eye-watering. Saved me a lot of money and great customer service. Reviewed on: 11th May 2017

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