Smart Money People Logo

Hastings Direct: Car Insurance reviews

3.04
Based on 643 reviews, last reviewed 26th Feb 2025
92% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
20%
See only 3 star reviews
7%
See only 2 star reviews
5%
See only 1 star reviews
34%

Latest highest rating:

5

Easy to set up, renewal price the same as "new busin... Easy to set up, renewal price the same as "new business" price, all in all very good firm to deal with Reviewed on: 26th February 2025
Wayne's avatar
Wayne

Latest lowest rating:

1

DO NOT USE HASTINGS PLEASE Terrible - my car gets stolen and they refuse the claim for a key discrepancy issue and THEN LOSE THAT key! Car has been found by the police and Hasti... Read more Reviewed on: 29th January 2025
Will Green's avatar
Will Green

About this product

Looking for your new car insurance provider? Check out the Hastings Direct car insurance reviews on Smart Money People, left by genuine customers to help you make an informed decision when choosing your next provider.

Founded in 1997, Hastings Direct offers car, van, bike and home insurance, providing flexible policies with a wide range of optional extras. Its car insurance policies come with varying levels of cover, alongside a telematics policy, YouDrive, which rewards good driving with lower renewal rates.

What factors do you consider to be most important when choosing a car insurance provider? Are you looking for a telematics policy that can save you money? Perhaps you require breakdown cover or courtesy car cover? What about windscreen cover, or protection from vandalism? Whatever your needs, check out our Hastings Direct car insurance reviews to see how existing customers rate their policies.

Have you had a Hastings Direct car insurance policy? Share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Tell us how satisfied you were with the price of the premium, and whether you managed to find cover for all of your needs? If you’ve had a YouDrive policy, did you find the scoring of your driving fair, and did you find a noticeable discount on your renewal? Leave a Hastings Direct car insurance review today and help other drivers.

Hastings Direct Car Insurance reviews (643)

Review of the Hastings Direct, Car Insurance:

Cheapest quote

4
Gave the cheapest quote. Hassle-free application process. However, a bit too complicated when trying to change something midway through the year. Reviewed on: 22nd November 2017

Terrible customer service - avoid!

1
I was insured with this company before my current insurer and had to claim due to an accident in which I was hit by another driver in an incident which I was clearly not at fault for. The accident was in July 2018. I've only very recently seen the closure of the end of this case with the payout for personal loss and injury. I had to chase them the whole way through the claims process and my car was nearly disposed of by the initial recovery company as a result. I don't think I've ever been through so much stress in my life. I will never use this insurer again! Reviewed on: 24th August 2024

overall good and clear

5
Generally easy to deal with, wanted to put our premium up a lot at renewal but with a black box we were able to get it close to the previous years Reviewed on: 24th August 2024

Easy set up and quick service.

5
Easy set up and quick service. Matched a quote from alternate provider and kept it all simple when going from year 1 to year 2 of being with them. Reviewed on: 24th August 2024

Was easy to buy, online changes are easy as well

5
Was easy to buy, online changes are easy as well Reviewed on: 24th August 2024

Great for car insurance

5
Great experience and easy to deal with Reviewed on: 24th August 2024

Poorly explained got-ya kind of scam insurance.

1
Poorly explained got-ya kind of scam insurance. wouldn't ever use again Reviewed on: 23rd August 2024

Reliable and good value for money

5
Reliable and good value for money Reviewed on: 23rd August 2024

Great and quick customer service

5
Although I pay nearly £1000 a year on car insurance, I had an accident recently that wasn’t my fault and Hastings were amazing. With no stress to me I got a curtesy car and physiotherapy appointments without any hassle. Reviewed on: 23rd August 2024

Competitive prices, friendly and helpful customer...

5
Competitive prices and friendly and helpful customer service Reviewed on: 23rd August 2024

They listen

4
I have been with Hastings for two years, I like that when renewal comes round I am always able to negotiate a good price for the coming year. Reviewed on: 23rd August 2024

Do you have a different Hastings Direct product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Hastings Direct has a range of products available. Check the ratings of each product to find the right one for you. View all products