Smart Money People Logo

HSBC: Credit Card reviews

3.35
Based on 106 reviews, last reviewed 1st Dec 2024
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
42%
See only 4 star reviews
20%
See only 3 star reviews
12%
See only 2 star reviews
6%
See only 1 star reviews
20%

Latest highest rating:

4

Very happy with HSBC. Very happy with HSBC. The CS team is always very helpful. Reviewed on: 12th April 2024
J Z's avatar
J Z

Latest lowest rating:

2

With so many banks to choose, why even consider HSBC I applied for an HSBC Visa Credit Card and it was the most unnecessarily complicated application you could imagine. Furthermore, I then applied for an... Read more Reviewed on: 1st December 2024
Steve K's avatar
Steve K

About this product

HSBC Credit Card reviews can help you to find out about the pros and cons of the HSBC Credit Card credit card. What kind of features do HSBC customers like? Find out more about the HSBC Credit Card by reading our trusted Smart Money People reviews. You can also write your own HSBC Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

HSBC Credit Card reviews (106)

Review of the HSBC, Credit Card:

Good Reputable Company with clear terms and conditions.

5
Good Reputable Company with clear terms and conditions. Reviewed on: 3rd June 2023

Great Credit Card

5
No hassle, easy to manage on-line and great for every day use. Reviewed on: 11th June 2017

Solid credit card with great customer service

5
I'm very pleased with my HSBC credit card. Although there are no rewards or benefits of using it, because it is linked to my current account I can view all my finances in the app on my phone without logging in which means I can instantly see where I am financially. I've only had to call customer services a few times and each time was a pleasant experience. Reviewed on: 10th June 2017

nice card decent credit limit

4
although the actual application process was a little long winded, being via post. I got a much higher credit limit than I expected and the card was easy to use and I feel confident in the high level of security surrounding accessing my account. Reviewed on: 9th June 2017

Very good

5
Easy to deal with, credit limit increases no hassle and all transations clear and concise on their statements. Reviewed on: 3rd May 2017

Safety first banking

4
I have been with HSBC all my life and have always found them fair when it comes to credit cards and loans. Recently they put a block on my account due to suspected fraud, turns out all was on and a quick phone call got this removed, but I am glad they are looking out for me in this way. I'd rather be safe than sorry as they say. Reviewed on: 3rd May 2017

Good

5
Very easy to manage online. Good customer service by phone. Reviewed on: 4th April 2017

Good protection

4
Although it can be annoying at times, HSBC's fraud detection team have contacted me a few times when I have purchased items that do not conform to my spending pattern. Reviewed on: 11th February 2017

Good services

3
HSBC which I have been for over 10 years now started as being the perfect option for me moving to a new country. It turned out to be difficult to have good customer service for them and I nearly left the bank. However in the last few years they have been really good and up their game. Reviewed on: 4th February 2017

Great perks

5
Great credit card. We get vouchers which we save till the end of the year and helps with cost of Xmas Reviewed on: 8th December 2016

Great service

4
A great card for everyday use with good service Reviewed on: 30th November 2016

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

HSBC has a range of products available. Check the ratings of each product to find the right one for you. View all products