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insurethebox: Car Insurance reviews

3.82
Based on 189 reviews, last reviewed 19th Sep 2024
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Would recommend for new drivers For my first year of driving I had a black box with insurethebox, I like how each month there’s a breakdown of your driving through different areas, p... Read more Reviewed on: 6th March 2024
Zee's avatar
Zee

Latest lowest rating:

1

Just avoid! Where to start? Policy was the cheapest one available for my vehicle, one of the only, if not the only, positive(s) of an Insurethebox policy. So I d... Read more Reviewed on: 19th September 2024
Ethan's avatar
Ethan

About this product

For new drivers, finding a car insurance policy that won’t break the bank often proves difficult. Telematics policies, also known as black box policies, are designed to combat this, providing lower renewal rates for younger drivers. But how do you know whether these policies are right for you? We collect insurethebox car insurance reviews to help you make an informed decision for your new insurance provider.

insurethebox provides black box policies designed for new and young drivers, where driving safely can see you rewarded with a discounted renewal price. insurethebox also offers no claims discount (NCD) protection for new drivers, protecting your NCD from as little as one year.

Are you a new or young driver looking for a telematics policy? Check out our insurethebox car insurance reviews to see how policyholders rate their experience. Do you need a larger amount of miles a year than average? Or perhaps you want to use insurethebox’s NCD protection? Are you curious about how policyholders feel insurethebox has scored their driving? Gain insight into the brand by reading our reviews.

Have you had an insurance policy with insurethebox? Leave an honest review today. Was the black box installation quick and simple? Did you have enough miles on your policy? Did you feel that your driving was rated fairly? Were you satisfied with the discounted renewal price that you were given? Write an insurethebox car insurance review to help out our Smart Money People community. Together, we can help people like you make better decisions.

insurethebox Car Insurance reviews (189)

Review of the insurethebox, Car Insurance:

Just avoid!

1
Where to start? Policy was the cheapest one available for my vehicle, one of the only, if not the only, positive(s) of an Insurethebox policy. So I decided to go ahead and buy it, this was the beginning of my many issues and problems. On trying to purchase the policy through the payment system on the website the money was taken, however the transaction did not finalise, meaning I had been charged the full annual premium without recieving any insurance cover. The live chat feature was no help in resolving this issue, meaning I had to wait over the month for the transaction to be cancelled/bounce back. This then meant I had to borrow money from my family to the tune of £1700 (for a 1.4L hatchback, might I add!) in order to then pay for the policy again over the phone. I then had someone come and install the black box, which had to be hardwire installed into/behind the interior fuse box, we’ll come back to why this will present itself as an issue later. However at this point I had had no other issues. In relation to the supposed bonus miles you can earn. They aren’t worth the ink of the T+Cs written for them. I got given a handful of them during the first month of my policy and then nothing since, that’s another 6 months worth of policy where I got no bonus miles. Even though there had been no change in the standard of my driving, it is simply because I was given a negative score for driving at night and the black box not being intelligent enough to realise half an hour stationary with the engine running also qualifies as a ‘break’ for the ‘taking breaks’ score, as it only qualifies a break as stopped with the engine off, with me also receiving a negative score for that as well. This therefore meant that during the just under 8 months I had the policy I only gained 41 bonus miles, out of a possible 700 miles. I also had a number of issues with the policy portal. This ranged from the mileage indicator being incorrect and sporadically resetting to show that I had done no miles and had the full policy allowment remaining. To the portal simply not working, as it is currently, with me both unable to view my policy documents (important since I have just cancelled my policy and need the cancellation documents) and also buy extra miles. This is especially important since I have run out of my allocation and need more but am ironically unable to pay the insurethebox even more money (£50 for an extra 250 miles). This also brings me to the negative point of how exorbitantly expensive additional miles are. This means that any saving you will have made by going for a cheaper black box policy, you will end having to spend on extra miles once you exceed your allocation. This is the main reason I have terminated my policy early as it worked out cheaper to start a new (non-black box) policy, then continually buy more miles, with it currently costing me £100+ a month in additional miles. There was also a good 2 months where the portal didn’t work at all, meaning I had no idea how many miles I was using or had left, making the whole situation of a black box that much more annoying. That brings me to my final point, the one that most took the pis*. When I went to cancel my policy, I was told that I would have to take my car to a garage to have the black box removed. This is a direct contradiction to what I was previously told by another representative that it could be arranged so that the company that installed the box would remove the black box. So there you have blantant lying and/or omission of information so they could avoid extra work. So in short: Positives - Relatively competitive/low price Negatives - Exorbitant cost of excess miles - Glitchy/broken portal - Inability to know how many miles you have used or have left the majority of the time - Inability to purchase needed extra miles - Non-existent bonus miles - Blantant lying on the part of customer service in regards to what they are and aren’t able to do Reviewed on: 19th September 2024

easy house insurance website

5
i passed my test and when i got home just took 15 mins to get car insured. at reasonable price. well pleased Reviewed on: 17th September 2020

Very very good insurance!

5
Very happy with this insurance, cheap and reliable. Overall very very good! Reviewed on: 17th September 2020

Most impressive Customer service!!!

5
Im pleased with my policy from Insurethebox, customer service is just perfect, problems are always solved no matter the circumstances, fair policy price and motivates me to drive safe. Reviewed on: 17th September 2020

Great

5
Great service and hassle free! Engineer was out quick and got the job done! Always receive updates on how my driving is! Reviewed on: 17th September 2020

Best !

5
Actually encourage you to drive on motorways with fewer restrictions than other black box providers. Great price also. Would recommend. Reviewed on: 17th September 2020

No problems

5
Had no problem with them! Great Reviewed on: 17th September 2020

Excellent premiums and matching service

5
I first encountered Insure the box when one of their insured drivers ran into my car. Insure the box could not have been bettered in the efficiency with which they dealt with my claim. When I was seeking a quote for my new car, ItB quoted a premium about 40% lower than the next best quote. Good service and lower premium, what's not to like? Reviewed on: 17th September 2020

Never heard of any insurance better !!

5
Insure the box has helped me with my journey in learning to drive and giving me the best prices for insurance once I passed, I feel they give perfectly accurate summarys and with there bonus miles it really keeps u wanted to keep to a correct level of driving to get that reward each month. Massively recommend Insure the box. Reviewed on: 17th September 2020

The best I have compare

4
The box remind me to drive safe And confidently... Reviewed on: 17th September 2020

Best company going

5
They are the best I’ve EVER BEEN WITH!!! Reviewed on: 17th September 2020
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