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Jaja Finance : Credit card reviews

4.72
Based on 2,526 reviews, last reviewed 19th May 2026
215900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
5%

Latest highest rating:

5

Excellent card and customer service. Excellent card and customer service. Applying for the card is very easy and using the app is super easy too. Terms and conditions are very clear to un... Read more Reviewed on: 19th May 2026
Anna K's avatar
Anna K

Latest lowest rating:

1

Very excellent and impressive and value to money Very excellent and impressive and value to money Reviewed on: 17th April 2026
Haider's avatar
Haider

About this product

You can apply for a Jaja Vanta credit card in three steps online.

Manage your Jaja Vanta credit card account on the go using the app and keep track of how you're spending. Keep your account safe with security features like freezing your card.

Jaja Vanta credit card reviews help you find out what it’s really like to be a customer. If you’ve used Jaja before, you can also leave a review and share your experience.

Jaja Finance Credit card reviews (2526)

Review of the Jaja Finance, Credit card:

A pathetic excuse for a travel credit card

1
A pathetic excuse for a travel credit card, customer service is only available during GMT hours and any replacement cards can only be sent to a UK address, useless if you’re abroad and the card is broken or lost. My case: they locked the card due to fraud and said it was due to VISA. Told to find a VISA atm to unlock, wasted time doing that. Nothing. Stick with reputable bank not these idiots. Reviewed on: 7th January 2025

Been great sooo far

5
Been great sooo far, Jaja has been good Reviewed on: 15th April 2026

Interest rate could be lower.

5
Interest rate could be lower compared to other credit cards with better interest rates Reviewed on: 15th April 2026

Jaja app is very simple and easy to use

5
Jaja app is very simple and easy to use Reviewed on: 15th April 2026

1st class credit card facilities

5
The App works well. Making a payment is easy. Scanning transactions is simple and accurate. Moreover, when I've called for assistance or advice, they have provided an excellent service, really "on the ball", helpful and polite. Keep up the good work! Reviewed on: 15th April 2026

More than just a card

5
Wanted more than just a card but something that worked with me..an I found it rewards good credit limit credit help, an someone on the other side of the phone if I was unsure overall 1 of the top cards I have. Reviewed on: 14th April 2026

Excellent

5
Very good card provider finally got my card provider is very good Reviewed on: 14th April 2026

Payment difficulties

3
No provision direct bank payments and when payment is transferred, it takes ages to reflect on Jaja account. Reviewed on: 14th April 2026

Perfect credit value for the start

5
Perfect credit value for the start Reviewed on: 14th April 2026

Ten Star service

5
I believe JaJa credit card fully deserves this award. Their attention to detail, customer service and genuine concern is fully appreciated by me. My credit score has improved greatly and they have been instrumental in helping me move forward in the right trajectory. Reviewed on: 14th April 2026

This has been a great credit card from start to finish.

5
This has been a great credit card from start to finish. Easy app. Flexible plans to spread larger costs. Great way to keep on track. Monthly educational tools are good too. Reviewed on: 14th April 2026