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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2170 reviews)

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4.93

Based on 2,170 reviews, last reviewed 12th Mar 2026

37% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’ve been able to get money when needed I’ve been able to get money when needed Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2170)

Review of the Manchester Credit Union, Loans:

A brilliant website that supports a clear and extremely helpful financial service

I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Very reliable and the interest you pay back is so fare not like these door to door loans

Iv saved money in my credit union account. And I'm able to with draw it any time I please Reviewed on: 2nd June 2022

Simple and straightforward!

The whole experience was made easy and uncomplicated with very friendly staff who kept me informed throughout the process. Reviewed on: 31st May 2022

Always a lifesaver

Never had any problems i feel like without this id struggle MCU has been an amazing help Reviewed on: 31st May 2022

Great service

Great company I with great customer service Reviewed on: 30th May 2022

Absolutely Brilliant

I've been with the Manchester credit union for more than 10 years and their communications with the members have been fantastic. Reviewed on: 30th May 2022

Great MCU

Manchester Credit Union is an outstanding banking service! Their customer care and professionalism is of the highest standard! I would highly recommend Manchester Credit Union to anyone who would like to keep their money safe and who appreciates a service that ordinary banks do not offer. Regards, Kevin Morris Reviewed on: 30th May 2022

Manchester credit union has being my rock. Helpful and efficient in their way of business

Manchester credit union is easy to access online and by dropping in at any branch , customer service is great Reviewed on: 30th May 2022

Brilliant company

They have been a massive help to me through this cost of living crisis an amazing helpful company with polite people working there Reviewed on: 27th May 2022

A port in a storm

Helps you to afford those unexpected bills, as well as encouraging you to save. Reviewed on: 26th May 2022

Great all round

Always had good experience never really had any problems Reviewed on: 26th May 2022

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