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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2170 reviews)

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4.93

Based on 2,170 reviews, last reviewed 12th Mar 2026

37% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I’ve been able to get money when needed I’ve been able to get money when needed Reviewed on: 12th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Loans reviews (2170)

Review of the Manchester Credit Union, Loans:

There when I needed them

Credit union have helped me a lot I got a child benefit loan off them and I have been with them a few years now they have also let me take money out of my locked savings when I really needed to and I also have recommended them to a few people I know now instead of getting a high interest loan Reviewed on: 12th August 2021

Manchester credit union have always been there and b...

Manchester credit union have always been there and been supportive in any applications I've made Reviewed on: 15th June 2025

Manchester credit union has helped me to manage my u...

Manchester credit union has helped me to manage my use of credit in an efficient manner, whilst also helping me to save. Reviewed on: 15th June 2025

Life changing

Manchester credit union has helped me so much in time of need. I grew up in the care system so I don't know much of my family to get help from so credit union helped me alot. I have 2 children so it has bee amazing to be able to get loans and to save. Reviewed on: 15th June 2025

Excellent and always able to help

Excellent and always able to help Reviewed on: 15th June 2025

Seemless loan journey

Stress free and simple loan process. Reviewed on: 15th June 2025

Excellent service, and very good communication.

Excellent service, and very good communication. Easy to contact and great way of saving and if needed borrowing at a safe level. Reviewed on: 15th June 2025

It’s great for borrowing money when needed, in the b...

It’s great for borrowing money when needed, in the bank the same day! Or you can save it’s a win win Reviewed on: 15th June 2025

Overall my experience has been wonderful I can't f...

Overall my experience has been wonderful I can't fault anything. To start with customer service help I received from Manchester Credit Union so far. I'm gratefull that I have account with them. Reviewed on: 15th June 2025

Application process was very simple to complete.

Application process was very simple to complete. My application was reviewed and I was kept notified each step of the process. Reviewed on: 15th June 2025

It’s handy to have when you need a little bit of cas...

It’s handy to have when you need a little bit of cash would be better if you could take out at 100 though or pay off if you need a topup asap Reviewed on: 15th June 2025

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