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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4590 reviews)

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4.95

Based on 4,590 reviews, last reviewed 27th Feb 2025

33400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Excellent money app I’m very happy about the money box app because it’s a secure app which allows me to save money at the same time earning interest Reviewed on: 27th February 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (4590)

Review of the Moneybox app, Lifetime ISA:

Moneybox app was excellent, and help us buy our firs...

Moneybox app was excellent, and help us buy our first house. Reviewed on: 10th April 2024

Had a great first time buyer experience using the LI...

Had a great first time buyer experience using the LISA account. Reviewed on: 5th February 2025

Fantastic application

Simple and good application. Super easily to track and save your wealth. Reviewed on: 5th February 2025

Perfect start for the future

I started with the life time ISA and it’s so easy to set up and track Reviewed on: 5th February 2025

Thanks to Moneybox I have been able to consistently...

Thanks to Moneybox I have been able to consistently save a deposit for a first-house and I also have an emergency pot of money - it has taught me a lot about money and saving in accessible, digestable terms and I appreciate it a lot for that! Reviewed on: 5th February 2025

Highly recommended

Very easy to set up, regular communication, user friendly Reviewed on: 5th February 2025

Moneybox is the best so far

I have been having great experiences with Moneybox app, it is so easy to use and self explanatory. You can do everything on the app and you don't need to visit anywhere. Reviewed on: 5th February 2025

It’s a good experience so far

Have not had any issues since I joined and the customer service experience is incredible Reviewed on: 5th February 2025

Very easy to use app, customer service quite respons...

Very easy to use app, customer service quite responsive. Has helped me to save for LISA and in an ISA and a regular savings account. Downsides are it’s not very clear what settling etc means to know when money will leave your current account and actually arrive in the Moneybox accounts. Reviewed on: 5th February 2025

A pension I may actually get to benefit from

I set up my LISA as soon as I heard about it in the 2020/21 tax year. At the time, Moneybox was offering the best rate in the market for this product. I am not a particularly high earner, but every year since then I have made sure to put in the full £4000 allowance into the account - without fail. I work mostly freelance, and so my private pensions are scattered across a smattering of in-house roles over the years. I also have a life-limiting health condition, so will be unlikely to benefit from traditional pension schemes in my lifetime anyway. I already has a mortgage when I set up the LISA, so set it up with the intention of drawing the money when I hit 60. If I die before then, the money will transfer to my wife without any kind of financial penalty. The LISA has given me a feeling of financial stability - I am looking after the future of my family with this product. What I love about Moneybox is that the interest is calculated daily and I can see it in the app. I can visualise the interest compounding, which is pretty exciting. I've used it to educate my 8-year-old daughter about the importance of saving too! Reviewed on: 5th February 2025

I’ve loved having my lifetime isa and even got my br...

I’ve loved having my lifetime isa and even got my brother set up with one! Reviewed on: 5th February 2025

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