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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

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4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

Fantastic Service

The flex account system with Monzo has really put me in control of my lending and budgeting. I can spread the cost of a purchase over 3, 6, 9, or even 12 months! I can make extra payments that come off at the end or pay my monthly payment early anytime I like, I can also clear the balance in full with no admin charges. I also like how it's really clear about how much you pay in interest and how much you save when you pay the balance early. It's just super clear! Reviewed on: 5th March 2023

I'm using Flex quite often, it's better than credit...

I'm using Flex quite often, it's better than credit cards and if you choose to use only 3 installments, you don't pay any interest. It helped me incredibly during a stressful time when I was moving apartments and went from furnished to unfurnished. Thanks to Monzo Flex I was able to buy everything I needed without taking a loan and paying a lot of interests! Reviewed on: 5th June 2024

Best service ever all rounds, next step is the mort...

Best service ever all rounds, next step is the mortgage please work on that. Reviewed on: 2nd June 2024

Monzo Flex etra liney holidays

Monzo Flex helped me in the worst situations during the holidays, saved my life so many times, I just love it and recommended to all my friends Reviewed on: 1st June 2024

Have never had a service be so freeing about interes...

Have never had a service be so freeing about interest free credit Reviewed on: 31st May 2024

Monzo Flex helps me be in control of my spending

MONZO help me to manage my spending very well and enable me to be able to spread the cost of items with their flex card to fit my current needs - the ability to choose how many instalments to pay off each purchase is super handy! Reviewed on: 30th May 2024

Monzo flex is incredible

Monzo flex is so easy to use. It's loads better than any other credit card as all of the terms are laid out right there, and you can change them super easily. They make other credit cards look outdated! I've used it for a wedding, house renovation and a little bit of a holiday, and not once missed a payment or felt "in debt" - just an easy way of managing big spends. Reviewed on: 29th May 2024

Great app, user friendly and flexible.

Flex is such a great idea giving you a physical card In the form of flexible repayments. It’s clear and very user friendly. Reviewed on: 28th May 2024

User friendly.

User friendly. Easily laid out, I like the option to split in 3 payments interest free. Good app. Reviewed on: 28th May 2024

I've loved using Monzo Flex

I've loved using Monzo flex as I can easily pay it off at any time or split any payment into 3 interest free payments to make it more manageable if I need more money immediately. It's by far the best banking app. Reviewed on: 27th May 2024

Monzo's Flex has changed the way I approach credit

The flex credit card is such a good idea - one of those things where you wonder how no one has implemented something like this before. That is Monzo's gift - using Flex is so uncomplicated whereas I'm sure it presents a real challenge to build and deliver. Reviewed on: 24th May 2024

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