Smart Money People Logo

Monzo: Flex Credit Card reviews

4.96
Based on 2,200 reviews, last reviewed 26th Feb 2025
19550% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The Flex credit card is great for smaller purchases The Flex credit card helps with those smaller purchases and spreads the cost out easily. Treated your pals to dinner before payday? Flex it! Eyeing up... Read more Reviewed on: 26th February 2025
KatieB's avatar
KatieB

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024
AndyP's avatar
AndyP

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2200)

Review of the Monzo, Flex Credit Card:

Easy to use

5
I find the app extremely easy to use and very visual. Which helps keep you focused. Reviewed on: 18th February 2025

I have had nothing but an amazing experience with mo...

5
I have had nothing but an amazing experience with monzo. I wouldn’t bank anywhere else. There flex credit card is absolutely brilliant. It makes other banks cards like like there from the Stone Age. Reviewed on: 9th February 2025

Amazing, I never had the opportunity to achieve my g...

5
Amazing, I never had the opportunity to achieve my goals with any Bank until I met Monzo Reviewed on: 9th February 2025

Monzo is great digital bank very reliable, and its c...

5
Monzo is great digital bank very reliable, and its competing with traditional banks, which make it very prominent in the market. Reviewed on: 9th February 2025

Monzo Flex changed my life.

5
Monzo Flex changed my life. It’s made it so easy for me to make payments and the app makes it so much easy. There is no faffing about like other apps. Reviewed on: 9th February 2025

It’s very nice experience with MOnzo

5
It’s very nice experience with MOnzo Reviewed on: 9th February 2025

Very handy tool to use.

5
Very handy tool to use. Very straight forward to manage Reviewed on: 9th February 2025

Everything is simple and easy with Monzo!

5
Everything is simple and easy with Monzo! Reviewed on: 9th February 2025

Convenient

5
Convenient - great way of spreading the cost of bigger purchases while not being charged interest. Reviewed on: 9th February 2025

Best bank I have ever had

5
Best bank I have ever had and helped me change the way I deal with money in a positive way for ever. Reviewed on: 9th February 2025

Monzo is the best easiest bank to use

5
Monzo is the best easiest bank to use Reviewed on: 9th February 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products