Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

The future of banking

Monzo is a fenomenal contender that exceeds all my needs. Reviewed on: 1st March 2023

Monzo is designed for my generation Gen Z but also t...

Monzo is designed for my generation Gen Z but also takes the pain out of banking for those that are older. As someone who struggles to focus it's perfect! Reviewed on: 15th April 2024

Super straightforward UI, easy to change installment...

Super straightforward UI, easy to change installment plans and see how much I owe. Reviewed on: 15th April 2024

Good and easy to use credit card

Really good credit card, easy to use and understand what is going on with my finances (how much left to pay, what exactly I'm paying and how much interest I'm paying). Reviewed on: 15th April 2024

So versatile and intuitive to use!

So versatile and intuitive to use! Reviewed on: 15th April 2024

Flex is a phenomenal experience from start to end.

Flex is a phenomenal experience from start to end. The ability to flex payments is a godsend, and I find myself using it regularly for big purchases when I didn’t think to use my credit card. Reviewed on: 15th April 2024

Flex card provides clear and easily understandable e...

Flex card provides clear and easily understandable explanation around any charges or interest and you have full control over each payment and how you choose to pay as well as having a default choice. I love the feature to flex any debit card payments from the last 2 weeks. Thoroughly recommend Reviewed on: 15th April 2024

Happy with their service

Been with Monzo since 2017 and happy with their services. Reviewed on: 15th April 2024

Fast service

Excellent customer service experience with speed Reviewed on: 14th April 2024

Covid life safer

I use the flex credit card too, it's amazing. The first time a bank has listened to what people want. I used a virtual card in my own account to setup online shopping for an elderly relative that was scared of shopping online. This means I pay from a pot and she can't get scammed for more than is in the pot and I can delete the card and create a new one if it is compromised. This helped us servive during covid. Reviewed on: 14th April 2024

Perfect alternative to a credit card

Relatively high limit (3000 already although I have only been using it for 6 months), 0% interest in first 3 months after purchase, easy application process Reviewed on: 14th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub