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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.37 (814 reviews)

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4.29

Based on 814 reviews, last reviewed 23rd Nov 2024

44% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

68%

18%

Latest highest rating:

5

I am a Nationwide Flex Account for 40 years or more. I have been with the Nationwide Flex Account for 40+ years and online operation for many many years without problem. It is easy to use, displays all ... Read more Reviewed on: 23rd November 2024

Latest lowest rating:

1

DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK... DO NOT EVEN CONTEMPLATE SWITCHING TO THIS BANK Was offered £200 to switch my current account to Nationwide. With hindsight if I had been offered £500 ... Read more Reviewed on: 20th August 2024

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About this product

The FlexAccount is Nationwide’s ‘every day, fee-free bank account’. Opening a FlexAccount is a way to become a member of Nationwide, opening new opportunities for exclusive savings accounts. FlexAccount holders can benefit from a mobile banking app and arranged overdraft options.

Before opening a new current account, check customer reviews for the provider and product. Genuine customer experiences are the best way to gain valuable insight into a financial product. We collect Nationwide FlexAccount reviews to help you make an informed decision when choosing your new current account.

Find out how long customers have had their FlexAccounts and how satisfied they’ve been. Read about the benefits of being a member of Nationwide. Learn more about the features of the mobile banking app and how helpful account holders find it to be. All of this and more can be found in our Nationwide FlexAccount reviews.

Perhaps you already have a FlexAccount? Why not write a review on Smart Money People to help others like you make better financial decisions? Share your honest experience with the account and provider. Is the FlexAccount your main current account? Would you recommend the account to your family and friends? What are the main pros and cons you’ve experienced with the account? Have you had any experience with the customer service team? Write a Nationwide FlexAccount review today.

Nationwide FlexAccount reviews (814)

Review of the Nationwide, FlexAccount:

Been with his bank organisation 1985.

Been with his bank organisation 1985. It's a building society rather than a bank, but provides dividends to its members, who are also account holders. Only downsides are overdraft rates of 42%, which are requirements from the bank of England, and customer service phone lines for flex account customers can be very slow. The FlexPlus and premium rate accounts receive a much quicker response. Reviewed on: 12th April 2024

Home card reader in 2024

I cannot believe they still have the home card reader despite their tripplw factor authentication. No other bank (inlcuding HSBC, Santander, Chase, Starling, Revolut) uses card readers to verify payments. I can get better interest in my Chase account 5.1% so want to move all money out but can’t use their card reader. Otherwise Nationwide are pretty good. They have a mutual fund release every year so they pay you to bank with them, although I’d prefer a higher interest rate on savings! App is clunky and doesn’t give information / product details on current product / hard to view statements Reviewed on: 30th July 2024

Dreadful Customer Services Experience

I received a telephone call and I asked who they were and from where. He then asked me some security questions, but even after that would not tell me why he had called. I asked for his number and said I would ring the number on my card. I eventually got through to an agent, who called me by my first name throughout. They could not tell me what the call was about and said I had not passed the previous security questions, even though she asked me the same questions. After I passed security, I asked what the call was that I had received earlier, about, she said I had to answer some questions first, as she could not tell me then. The long and the short of it is, because I had paid some money into a personal account for some work I had done at home, they queried whether it was a fraudulent activity. I had to explain what the work was, who did it, how long it took and how I knew him. They asked about my mental health and if anything was bothering me and if I someone had been into my property and if I had been asked to lie to Nationwide about this payment. They said I was being difficult and that's why they had to ask me all these questions! I asked if payment would be made and they kept saying I had to answer more questions, They kept asking me several questions, but in different ways. They said as there was no obvious connection to myself and the payee, they had to ask me my relationship with him etc, hence why all the questions from above. I felt as though her manner was almost like being a bully and said she made me feel like a criminal and I had done nothing wrong. She apologised and said she needed to ensure I was of sound mind! Even after payment went through, she could not give me an email address to write to, at my request and said my app would reboot in 5-10 minutes. I said it had not and she then said it could take up to 48 hours. All information I was given was backtracked on, when I queried it. She did not even know the full address and postcode of the building where she worked in was! It was a very distressful and harrowing experience, of which I feel I should never have been put through or treated in such a way. Needless to say, I have removed all my savings from Nationwide and transferred them into another Bank. Reviewed on: 15th July 2024

THE VERY WORST SERVICE EVER!!!!!!!!!!!!!!!!!!!!!!!!!

Members of staff are the RUDEST people that I have ever met at in my life! Very entitled, arrogant and condescending! Whenever I am at the Hayes and Uxbridge branches, I do NOT feel welcomed at all! They have messed up transcations of a lot money from Natwest! I AM VERY HAPPY THAT IT WILL HAVE BEEN SUCCESSFULLY RESOLVED/SORTED OUT! BUT WORDS TO DESCRIBE THE SERVICE: PATHETIC, ATROCIOUS, INCOMPTENT, PITIFUL AND GARBAGE! I COULD NOT CARE LESS/GIVE DAMN ABOUT THEIR CEO, MANAGING DIRECTOR! I AM THE PERFECT CUSTOMER AND I BOTH DEMAND/DESERVE IMPECCABLE PERFECTION! Reviewed on: 7th July 2024

Something's gone very wrong at the Nationwide

I've been a customer with Nationwide for more than 20 years and over that time held considerable savings with them and a mortgage. I don't know what has happened in the last couple of years but they seriously need the regulators to take a look at their conduct and their claims to be a Building Society, I haven't had any of the so called 'fairer share' payments and it's now looking like Nationwide is now a bank - NOT a building society. They don't have the right in my eyes to abuse their position and straddle both sides of the fence. You are seemingly now expected to make them your key banker. That's wrong and misleading and goes against the idea of mutual status. Furthermore they have given the wrong impression to the public as recently ruled by ASA (Advertising Standards Authority) that they are not closing branches. Mine has closed in Tottenham which is an area that needs Building Societies close by not 'close by' in more affluent / profitable parts of London. Furthermore I put an application in to switch from HSBC to Nationwide. I had documents emailed to me relating to the switchover - but there's no trace of the application or any proper follow-through which concerns me about how they are handling information also. I've started a process of ending my business with them when it's now clear you can get much better savings rates and service elsewhere. Something has gone very wrong with this once much loved institution. People need to be aware of this. Reviewed on: 18th June 2024

I have been with Nationwide since I was 18 and have...

I have been with Nationwide since I was 18 and have always been so impressed with their service. This is the second year I have received £100 pounds from them as they share their profits with their members which is a great and fair incentive to be with them too. I would never switch to any other bank or building society. Reviewed on: 17th June 2024

A current account with many benefits, breakdown car...

A current account with many benefits, breakdown car assistance, travel insurance or mobile insurance Reviewed on: 12th June 2024

I have been with them many years and love that they...

I have been with them many years and love that they do not have shareholders except the customers. It makes them value for money and customers are getting a cashback this year. Reviewed on: 11th June 2024

Never had a problem with this service.

Never had a problem with this service. All payments have always arrived on time and, as for in-bank dealings, staff have been friendly. Reviewed on: 4th June 2024

Been with them for over 30 years

Been with them for over 30 years, never had a problem with them Reviewed on: 2nd June 2024

I've been banking with nationwide for over two years...

I've been banking with nationwide for over two years now after regularly switching accounts for the switch bonuses. Even with switch incentives from other banks I haven't been convinced to move away from nationwide. Customer service has always been great & available products regularly competitive Reviewed on: 28th May 2024

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