Write a review

Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.11 (183 reviews)

View other Nationwide products

3.82

Based on 183 reviews, last reviewed 26th Feb 2025

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

59%

22%

12%

Latest highest rating:

5

easy to apply, good for travelling abroad as no fees easy to apply, good for travelling abroad as no fees Reviewed on: 26th February 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

Read all reviews See your review

About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (183)

Review of the Nationwide, Credit Card:

Pain-free balance transfer

Opened up credit card in order to do a balance transfer. All went smoothly and was helped every step of the way. Website can be a bit unintuitive at times and persistent requests for passwords and memorable data can be a pain, Reviewed on: 22nd November 2017

Avoid!

1 star is more than what they should get but I can't do zero. 7 people I've spoken to today. Three times "cut off" and one time I failed security reading direct from my bank statement the answers!!! Shocking serice. I'm now trying to pay my balance and cancel my card and I can't even do that. All this started from multiple payments on my account I didn't ask for. Any other credit card company would have stoppd these straight away as they're still pending. But not nationwide. A million hoops for customers to jump through despite the answers being correct still no help, yet nothing for the companies who scam us! Don't bother using them terrible company Reviewed on: 6th June 2023

Good company

I recommend it nationwide bank because there’s high security Reviewed on: 2nd June 2023

Easy to manage credit card

I like the fact that Nationwide ask you to opt in when they offer to raise your credit limit. It's easy to view transactions on the app and website and easy to download monthly statements. Shame it's not cashback any more but other than that, can't complain. I also like the fact Nationwide is owned by its members and has co-operative values. Reviewed on: 31st May 2023

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Nationwide is simple and elegant

Nationwide is simple and elegant Reviewed on: 6th April 2023

Treats people struggling with debt appallingly

Back in 2014 I had serious problems with debt and had the misfortune to owe Nationwide Credit Card money. I took advice from CCCS and made token payments. The advisors were the most unpleasant people I’ve ever dealt with. One said that my credit card debt was a priority debt!! They were all sarcastic and did not care about my situation. Eventually I entered an IVA and they refused to ever agree with the offer of repayment. Luckily they were not the majority creditor so they had to go along with the offer. Eventually I was able to clear the IVA early but my experience with Nationwide was so awful I would advise anyone to steer clear, they made my life more difficult than necessary at a terrible time. Reviewed on: 5th April 2023

Credit card

Easy to use in app and manage repayments. Reviewed on: 5th April 2023

Credit card

Great product easy to apply and great app Reviewed on: 5th April 2023

Straightforward credit card

A basic credit card with a monthly email prompting me to download and check my statements. Very easy to use. Sadly, cashback was removed a while ago, but I like the fact Nationwide is owned by its members and operates with ethics in mind so I can live without the perk. Reviewed on: 5th April 2023

Good bank

Verry good bank and you have all you need banking online credit card debit card all Reviewed on: 3rd April 2023

Do you have a different Nationwide product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Gold Card
from first direct 3.78 from 8 reviews
Credit Card
from American Express 4.46 from 121 reviews
Credit Cards
from Virgin Money 3.71 from 788 reviews

There's still more to see!

Nationwide has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Nationwide: Credit Card reviews

300% increase in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Nationwide Credit Card reviews (183)

Pain-free balance transfer

Avoid!

Good company

Easy to manage credit card

Good for using on holiday

Nationwide is simple and elegant

Treats people struggling with debt appallingly

Credit card

Credit card

Straightforward credit card

Good bank

Do you have a different Nationwide product?

There's still more to see!

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024