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Nationwide: Fixed Rate Mortgage reviews

4.32
Based on 179 reviews, last reviewed 26th Feb 2025
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
71%
See only 4 star reviews
11%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
11%

Latest highest rating:

5

Fixed-rate mortgage with Nationwide I have a fixed-rate mortgage with Nationwide and am very happy with it so far: the interest rate was competitive, the app works well, customer service... Read more Reviewed on: 26th February 2025
Julia Hochbach's avatar
Julia Hochbach

Latest lowest rating:

1

A Harsh Lesson in Discrimination Against Caregivers... A Harsh Lesson in Discrimination Against Caregivers and disabilities. I am writing this review with deep disappointment and absolute frustration after... Read more Reviewed on: 15th August 2024
Ian G's avatar
Ian G

About this product

Nationwide is a building society that offers a range of financial services, including mortgages. A fixed rate mortgage will have a set interest rate for a certain amount of time, often between two and five years, sometimes even ten. Make sure you’re confident you understand the Ts and Cs and always consult the lender or an independent advisor if you have any questions.

Buying a home is a big financial decision, so finding the right mortgage is important. We collect Nationwide fixed rate mortgage reviews to give you valuable insight into the lender and product.

Find out what homeowners have to say about Nationwide’s fixed rate mortgage. Learn why they chose Nationwide as their mortgage lender and how satisfied they’ve been throughout their mortgage term. Read about the application process and how supportive Nationwide was. Discover the perks of being a Nationwide member. Browse through our Nationwide fixed rate mortgage reviews to find the ones most helpful to you.

Did Nationwide help you buy your dream home? Share your honest opinions about the fixed rate mortgage with our Smart Money People community. Would you recommend the product to family and friends? Were you satisfied with the support provided throughout your application process? Did you encounter any problems with your application, and if so, how well were they dealt with? Whether good or bad, write an honest Nationwide fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

Nationwide Fixed Rate Mortgage reviews (179)

Review of the Nationwide, Fixed Rate Mortgage:

An absolute breeze

5
Applying for a mortgage has been an absolute breeze with Nationwide. They have excellent rates and superb customer service. Reviewed on: 24th August 2024

Nationwide

3
Never had any problems, would recommend Reviewed on: 28th August 2023

No problem mortgage

5
Had a mortgage with Natwest for 5 years and about to switch to another product with them. Very happy with them, despite the rate increase Reviewed on: 5th June 2023

Great for first time buyers

3
Nationwide had the best mortgage offer for us as first time buyers. We’ve had no problem with payments and can see out balance easily in the app. Reviewed on: 1st June 2023

Best Late Life Mortgage deal.

5
I luckily took out a re-mortgage of my home with Nationwide. There were no fees payable such as survey fees, application fees, none at all. And I got an interest rate below 4% before rates started to increase a few months back. I checked out several providers of late life mortgages but all the others charged various fees. Nationwide was the only lender I found which was fee free. Reviewed on: 1st June 2023

Happy with my experience

4
I really need with this bank several times now with my mortgage and every time I've always been happy with the interest rate and fixed time I have searched around and found these the top people to use for me Reviewed on: 1st April 2023

Good value

5
Our fixed rate mortgage was very good value for money online 5 years ago and they have been great with switching to a new deal this year which hasn't been a scary increase. Lots of good offers, online banking means we've been able to manage over payments with Reese when we could afford it. Nationwide are always sending useful information about new products broader banking issues, situations nationally. Reviewed on: 9th March 2023

Best mortgage options

5
Nationwide was our Best choice, financially, when we bought our first home and they've been brilliant ever since. We've recently setup a new 5 year fixed mortgage with Nationwide after the previous two year fixed rate deal expired and the application process was very smooth and hassle-free. Accessing the mortgage online has also been super easy and setting up extra payments via Strive has been problem free (so far). Reviewed on: 7th March 2023

great banking service

5
Have been with Nationwide for a few years now and as a member I have been offered great rates when it came to renewing my fixed rate mortgage. Excellent offer and easy to accept. Reviewed on: 28th February 2023

Great service

5
Setting up our mortgage was easy and fast using online forms and great email communication throughout to ensure we were kept up to date on progress Reviewed on: 28th February 2023

No better choice

5
Customer service is always excellent. Never sat waiting on the end of a phone for long if we have to call. Most things can be done online & or via the app. Happy in the knowledge they are sensible lenders & wont let you over commit & always have plenty of options to consider. The flexibility of the product is good in terms of over payments, payment holidays etc. the only disappointing aspect is over payments can no longer be borrowed back in a lump some, which was a great feature on some of their previous products. Reviewed on: 28th February 2023

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