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Payl8r: Buy Now Pay Later reviews

4.89
Based on 4,202 reviews, last reviewed 19th Jul 2025
290% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use, and the rates weren't extortionate! Very easy to use, and the rates weren't extortionate! Reviewed on: 19th July 2025
Neil's avatar
Neil

Latest lowest rating:

1

It’s very bad . It’s very bad . First time I could use it and I paid my debt early, for second time they just rejected my request without any reason.i always have eno... Read more Reviewed on: 19th June 2025
Atena's avatar
Atena

About this product

Payl8r Buy Now Pay Later reviews (4202)

Review of the Payl8r, Buy Now Pay Later:

Faultless

5
Faultless experience from Stert to finish Reviewed on: 14th August 2023

Seamless from beginning to end.

5
Seamless from beginning to end. No issues or complaints. Would happily recommend. Reviewed on: 14th July 2025

Mixed responses when complaining about the services...

3
Mixed responses when complaining about the services provided by the vendor. Their main priority is collecting payment as they have paid the vendor upfront and would be out of pocket if payer defaulted. Reviewed on: 14th July 2025

I’ve been very happy with the service and would defi...

5
I’ve been very happy with the service and would definitely recommend it Reviewed on: 14th July 2025

Easy application and affordable.

5
Easy application and affordable. Monthly updates and no hidden charges. Reviewed on: 14th July 2025

Lifesaver!

5
Incredible experience - made my life so much easier when I had to use the system for a loan. Reviewed on: 14th July 2025

Great service.

5
Great service. Pre warning of payments coming out which is ideal. Affordable. Reviewed on: 13th July 2025

Really good and understanding when I was struggling...

5
Really good and understanding when I was struggling to pay Reviewed on: 13th July 2025

Easy to use and great for spreading out payments whe...

5
Easy to use and great for spreading out payments when needed. Approval was quick, and the repayment terms were clear. Just be sure to read the terms—missing a payment can lead to interest. Overall, very handy if used responsibly. Reviewed on: 13th July 2025

Everything ive experienced with them and my opinions

5
So i started a year and half ago and anytime i have questions or anything they answer oerfectky giving the answers i need and also i love that you have a paper option because it just works so well, i havent accessed the tutor or student discount thing yet as ive been ill so not doing much but if theyre anything like the other people ive spoken to i recommend all the way and i dont say that often, theyve been incredible, i also love how they do a paylater option and a full price upfrong option, although the pay monthly comes with interest its well worth it, cheaper than in person college and more accesible as i can still study in my current situation, big thank you to everyone involved :)))) Reviewed on: 13th July 2025

Very easy to use.

5
Very easy to use. It’s that simple Reviewed on: 13th July 2025