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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 125,739 reviews, last reviewed 9th Jun 2026
3452550% increase in 5 star reviews
in the past 90 days
10150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Title: Easy to use and convenient serviceReview Title: Easy to use and convenient service Review: I’ve had a positive experience using PayPal Credit so far. The service is easy to use, convenient, ... Read more Reviewed on: 9th June 2026
Lisa Stroud 's avatar
Lisa Stroud

Latest lowest rating:

2

Logging in is bizarre and glitchy Logging in is bizarre and glitchy Reviewed on: 9th June 2026
Mh's avatar
Mh
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (125739)

PayPal credit

5
I've used PayPal for years and think it's great Reviewed on: 8th July 2022
Kelly Crabb's avatar
Kelly Crabb

PayPal credit

5
Quick easy and feel safer spread the cost without interest added all that I need always been polite and friendly Reviewed on: 8th July 2022
Rowanm Ogunsimbo's avatar
Rowanm Ogunsimbo

Great, easy to understand credit service

5
So simple to use with excellent features Reviewed on: 8th July 2022
Mark Slack's avatar
Mark Slack

Best option available

5
Hastle free option, always there when I need it and provides with various repayment options. Love it Reviewed on: 8th July 2022
Edgars's avatar
Edgars

Spreading the cost, knowing you wont pay a penny in interest

5
Vast range of websites accepting paypal credit as its a reputable lender, allows you to spread the cost of expensive items and top notch support when you need it. Reviewed on: 8th July 2022
Robert Hearns's avatar
Robert Hearns

Yeah, it's helped out loads.

5
As the title suggests, it's really good and has helped me out in a tight bind. Reviewed on: 8th July 2022
Joshua Wuczke's avatar
Joshua Wuczke

Great alternative payment method

5
A great way to spread the cost - feel safe and secure using PayPal credit for my payments Reviewed on: 8th July 2022
beth.hunt@hotmail.co.uk's avatar
[email protected]

Flexible repayment options

5
Excellent customer service, easy to apply Reviewed on: 8th July 2022
Doris's avatar
Doris

PayPal credit

5
Always there when I need it and super easy to pay off in instalments! They always do deals for 0% interest on some purchases too. Reviewed on: 8th July 2022
Samantha 's avatar
Samantha

Great experience .

5
Very handy if you're looking quick 0% loan, definitely use it again. Reviewed on: 8th July 2022
Dawid's avatar
Dawid

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