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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 125,855 reviews, last reviewed 9th Jun 2026
3458000% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and quick service. Excellent and quick service. Safest way to pay and receive money. Reviewed on: 9th June 2026
Sukhdeep 's avatar
Sukhdeep

Latest lowest rating:

1

I waste too much money so I don't like it I waste too much money so I don't like it Reviewed on: 9th June 2026
IS's avatar
IS
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (125856)

Useful financial tool

5
An easy to use and useful tool in the.financial arsenal - competitive rates. Reviewed on: 8th July 2022
Tim Crookston 's avatar
Tim Crookston

Great

5
Easy to use. 4 months free credit. Reviewed on: 8th July 2022
Matthew Jones's avatar
Matthew Jones

Excellent service

5
Thanks to this service I got a new Samsung mobile phone and I didn't pay anything extra at all. I also like that it is possible to top up the remaining credit without additional fees. Reviewed on: 8th July 2022
Pavel Svoboda's avatar
Pavel Svoboda

Great option if you dont want pay whole price once just slice it

5
I'm using pp credit because is bit comfortable to slice my shoping for few payments. I'm so happy of paypal credit Reviewed on: 8th July 2022
Damian's avatar
Damian

Great

5
Always there for me when I need it Reviewed on: 8th July 2022
matthewamilia's avatar
matthewamilia

Very easy to use

5
Reminder when payment due so you don't miss a payment Reviewed on: 8th July 2022
alan dodd's avatar
alan dodd

Briliant

5
Best decision I made using PayPal credit, help me go away on holiday Reviewed on: 8th July 2022
Jake -e-boi's avatar
Jake -e-boi

Great card

5
Good value for money, no issues Reviewed on: 8th July 2022
Tamara Vukovic's avatar
Tamara Vukovic

Very happy

5
Happy with all the services it helps me out a lot of the time Reviewed on: 8th July 2022
Peter 's avatar
Peter

A convenient way to pay

5
Easy to spread the payments, interest free, and pay off early without penalties. Reviewed on: 8th July 2022
Christopher Christoforou's avatar
Christopher Christoforou

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