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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 129,048 reviews, last reviewed 9th Jun 2026
3603450% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use with plenty of options of repa... Paypal is easy to use with plenty of options of repayment Reviewed on: 9th June 2026
Hi's avatar
Hi

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (129048)

Excellent and easy, Paypal credit helps a lot

5
Excellent and easy, Paypal credit helps a lot Reviewed on: 14th May 2024
Liv's avatar
Liv

Easy to use credit platform .

5
Easy to use credit platform .all can be done in the PayPal app and you can easily keep track of your spending. Reviewed on: 14th May 2024
Elmarie G's avatar
Elmarie G

It's great help when you're on tight budget.

5
It's great help when you're on tight budget. Reviewed on: 14th May 2024
radhino's avatar
radhino

PayPal is very safe and easy to use I would use it f...

5
PayPal is very safe and easy to use I would use it for any online payments because of the convenience and security. Reviewed on: 14th May 2024
Les A's avatar
Les A

Easy to use.

5
Easy to use. Excellent service. Interest free credit Reviewed on: 14th May 2024
Syed Vasee Kazmi's avatar
Syed Vasee Kazmi

PayPal is consistently outstanding

5
I have used PayPal since it was first introduced to the UK. Any issue I have had with a seller has been resolved quickly. Very easy to use. Reviewed on: 14th May 2024
Jo G's avatar
Jo G

It's easy and convenient.

5
It's easy and convenient. It allows me to buy things without worrying about forgetting payments or interest. Reviewed on: 14th May 2024
Nicola S's avatar
Nicola S

Reliable and quick.

5
Reliable and quick. I have never had an issue with PayPal Credit. Reviewed on: 14th May 2024
Pawandeep S's avatar
Pawandeep S

The app is simple to use.

5
The app is simple to use. Easily navigated. It clearly shows how much I can borrow and what I owe. Sensible options are offered for borrowers and I like that I can pay off debt early. Reviewed on: 14th May 2024
Pam 's avatar
Pam

Easy to use - customer service is great service all...

5
Easy to use - customer service is great service all the time I get help Reviewed on: 14th May 2024
AMGAD's avatar
AMGAD

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