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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,061 reviews, last reviewed 9th Jun 2026
3649150% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy peasy! Such an easy process and customer service is excellent! Reviewed on: 9th June 2026
James W's avatar
James W

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130061)

Always clear and concise, transactions clear and ava...

5
Always clear and concise, transactions clear and available Reviewed on: 16th May 2024
Deborah M's avatar
Deborah M

Split the Spend convenience

5
I love the pay in 4 feature for anything over £99 and its always available unlike other credit cards. Reviewed on: 16th May 2024
Abhishek S's avatar
Abhishek S

Good value if sometimes lacking on customer service.

4
Good value if sometimes lacking on customer service. Saving grace being that i rarely need to contact Reviewed on: 16th May 2024
Wayne S's avatar
Wayne S

I use PayPal credit to support my business

5
I use PayPal credit to support my business Reviewed on: 16th May 2024
Howard R's avatar
Howard R

Use PayPal credit every week.

5
Use PayPal credit every week. It helps me better manage my finances. Reviewed on: 16th May 2024
Ian B's avatar
Ian B

Great experience

4
Great. I like how repayment is structured. Reviewed on: 16th May 2024
John's avatar
John

PayPal split payments

5
PayPal split payments is a great way of budgeting. Without paying any extra interest Reviewed on: 16th May 2024
Emma D's avatar
Emma D

Professional staff and safest way to pay online you...

5
Professional staff and safest way to pay online you can buy without fear knowing that PayPal got your back Reviewed on: 16th May 2024
Mohammad M's avatar
Mohammad M

PayPal gives me the flexibility to split my cost acr...

5
PayPal gives me the flexibility to split my cost across 3 months which is great service and also PayPal credit was my first go to money and never faced any issues in accessing my credit Reviewed on: 16th May 2024
Naresh Chunchukala's avatar
Naresh Chunchukala

Easy efficient and effective to use.

5
Easy efficient and effective to use. Can spread costs Reviewed on: 16th May 2024
Sara J's avatar
Sara J

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