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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,703 reviews, last reviewed 9th Jun 2026
3678400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Experienced Profession a Passion Excellence I am particularly interested in PayPal because of its focus on creating secure and accessible financial services. My experience has taught me the impo... Read more Reviewed on: 9th June 2026
Rumen T's avatar
Rumen T

Latest lowest rating:

1

I have been scammed which paid through PayPal and pa... I have been scammed which paid through PayPal and paypale refused to refund me. I have got 3000 paypale points i havent been able to use them for the ... Read more Reviewed on: 9th June 2026
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A P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130703)

Easy to use, 0% makes those big buget easier to manage

5
Easy to use, 0% over 4 months makes those big buget items seem less daunting Reviewed on: 17th May 2024
B M's avatar
B M

paypall is best Happy,Happy,Happy

5
paypall is best Happy,Happy,Happy Reviewed on: 17th May 2024
giffgaff g's avatar
giffgaff g

Best online credit.

5
PayPal is very reliable and the interest rates are very good. Reviewed on: 17th May 2024
Tracy_aka_ Kid's avatar
Tracy_aka_ Kid

Paypal credit is so reliable.

5
PayPal Credit gives you the opportunity to spend and pay with 0% interest for 4 months which is very helpful and convenient for people who cannot pay the full amount in one payment. Paypal credit is always my 1st choice whenever i purchase big amount. It is so reliable. It will give you time to save for you to be able to pay your purchase. Reviewed on: 17th May 2024
Jolaisa's avatar
Jolaisa

Very good when you get 0% interest

5
Very good when you get 0% interest Reviewed on: 17th May 2024
Tomas's avatar
Tomas

Love PayPal.

5
Love PayPal. Allows me to make expensive purchases and spread the cost interest free. Reviewed on: 17th May 2024
Mike M's avatar
Mike M

They take the waiting out of wanting.

5
They take the waiting out of wanting. Reviewed on: 17th May 2024
Carl Twine's avatar
Carl Twine

Great service

5
PayPal is a very secure way of making purchases and the Credit facility over 4 months is very useful for larger bills. They also helped me gain a refund from a vendor who hadn't acknowledged my return, very good service from Paypal Reviewed on: 17th May 2024
DJW's avatar
DJW

Absolutely no problems at and very easy

5
Absolutely no problem at and very easy Reviewed on: 17th May 2024
Sean O's avatar
Sean O

Excellent service and effortless

5
Excellent service and effortless Reviewed on: 17th May 2024
Tri's avatar
Tri

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