Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,039 reviews, last reviewed 9th Jun 2026
3693450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A name i can trust My go too when i want to purchase something over a longer period. Reviewed on: 9th June 2026
Phill's avatar
Phill

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (131039)

Best Custimercare ever

4
Purchased a Apple Watch and cheated by seller and customer care returned my money. Reviewed on: 17th May 2024
Customer's avatar
Customer

The project involving PayPal is truly amazing and se...

5
The project involving PayPal is truly amazing and seems to be a perfect fit for me from every angle. Reviewed on: 17th May 2024
Erik R's avatar
Erik R

Very convenient and also available to use in most of...

5
Very convenient and also available to use in most of the places Reviewed on: 17th May 2024
Linda's avatar
Linda

Interest free credit with comfortable monthly payments.

5
I was given interest free credit for two separate purchases with comfortable monthly payments. I don't even feel the impact of the monthly payments. Reviewed on: 17th May 2024
abnaz's avatar
abnaz

High interest

5
Interest rates are too high when the cost of living is sky high, but PayPal is easy to use and understand Reviewed on: 17th May 2024
Laura L's avatar
Laura L

Avery to call to costumer services oh send the email...

5
Avery to call to costumer services oh send the email the will respond stay way wery nice Reviewed on: 17th May 2024
Addel's avatar
Addel

It’s very safe and has a good customer service

5
I’ve bought something and I haven’t received it and then I claimed and PayPal returned my money back Reviewed on: 17th May 2024
Javad H's avatar
Javad H

Smooth sailing

5
Every dealing with PayPal has been smooth, comfortable and excellently handled. Thanks you PayPal. Reviewed on: 17th May 2024
P D's avatar
P D

It safe and convenient to buy using PayPal.

5
It safe and convenient to buy using PayPal. you can spread the payment of the cost Reviewed on: 17th May 2024
Margaret A's avatar
Margaret A

PayPal 4 month interest free service...

5
I have been using Paypal 4 month interest free service for some time now. I find it the most convenient way to purchase large cost items. I have had cause to contact thier customer service who were fast efficent and very helpful. I can hand on heart highly recommend this service. Reviewed on: 17th May 2024
Kevb's avatar
Kevb

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill