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PayPal: PayPal Credit reviews

4.74
Based on 131,365 reviews, last reviewed 9th Jun 2026
3708400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Working well and manageble using the app Working well and manageble using the app Reviewed on: 9th June 2026
Zoe B's avatar
Zoe B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131365)

Simple to use

5
Easy to use. Set up a direct debit and no worries about missing a payment. Reviewed on: 17th May 2024

I was able to get all the supplies with the low inco...

5
I was able to get all the supplies with the low income allowance and so easily repay to PayPal credit. Reviewed on: 17th May 2024

I have never had a problem with PayPal any time I ha...

5
I have never had a problem with PayPal any time I have had problems PayPal have sorted them out with no stress whatsoever Reviewed on: 17th May 2024

It's easy to manage, view balance and make payments.

5
It's easy to manage, view balance and make payments. Never had a problem, they send reminders to payments due and you can easily seen what purchases have been paid off and how much to pay off during the interest free period. Reviewed on: 17th May 2024

I've never had problems with PayPal

5
I've never had problems with PayPal Reviewed on: 17th May 2024

Excellent

5
The best customer service, for last 20 years never ever had a problem. Reviewed on: 17th May 2024

PayPal is a lifesaver!

4
Im thoroughly grateful for my PayPal account and experience! Reviewed on: 17th May 2024

Convenient and secure.

5
Convenient and secure. Gives me freedom to get bigger purchases sooner Reviewed on: 17th May 2024

my experience is fantastic easy to use

5
my experience is fantastic easy to use Reviewed on: 17th May 2024

Excellent way to plan buying and budget payments.

5
Excellent way to plan buying and budget payments. Reviewed on: 17th May 2024

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