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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,851 reviews, last reviewed 9th Jun 2026
3730950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service When I've come when I've contacted Paypal to help me with matters they've always been answered me straight away and been very helpful Reviewed on: 9th June 2026
Jodie Stratton's avatar
Jodie Stratton

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131851)

customer service

5
I have used PayPal several times and always have excellent customer service Reviewed on: 18th May 2024
Susan C's avatar
Susan C

Very easy to use.

5
Very easy to use. Nice to have a good amount of time to pay off the credit without incurring any interest. Really pleased with the service. Reviewed on: 18th May 2024
andrew c's avatar
andrew c

Good, until it prioritises payments that's due later on

5
Good, until it prioritises payments that's due later on Reviewed on: 18th May 2024
Peter's avatar
Peter

Easy as 1,2,3

5
Super quick and easy to apply. They knocked £20 off my first purchase, too. The direct set up is super simple. Would thoroughly recommend. Reviewed on: 18th May 2024
Kit Long's avatar
Kit Long

I used PayPal Credit to buy my PS5.

5
I used PayPal Credit to buy my PS5. I managed the payment in 4 convenient rates. Great service!!! Reviewed on: 18th May 2024
Gessica 's avatar
Gessica

Grateful customer

5
I have been with pay pal for years now, and they have been great. They have helped me to purchase things I would normally have to wait a long time to purchase. They have made things more accessible for me. Reviewed on: 18th May 2024
Paulette M's avatar
Paulette M

PayPal is best company I have no problems never I pu...

5
PayPal is best company I have no problems never I purchased things paid through PayPal ,I like PayPal credit the best always available on on easy installments you can pay back what mre you want Reviewed on: 18th May 2024
Kenneth 's avatar
Kenneth

Easy payment process via online retailers.

5
Easy payment process via online retailers. I like the face id too Reviewed on: 18th May 2024
Mona S's avatar
Mona S

Excellent

5
Have been using PayPal credit to spread payments for years and never had any issues Reviewed on: 18th May 2024
Shaun 's avatar
Shaun

Great incentives and rates on the amount of credit y...

5
Great incentives and rates on the amount of credit you get Reviewed on: 18th May 2024
stuart nunn's avatar
stuart nunn

Review PayPal: PayPal Credit now

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