Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132590 reviews)

View other PayPal products

4.74

Based on 132,590 reviews, last reviewed 9th Jun 2026

3764150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good app and always available/online Good app and always available/online Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (132590)

All sorted by one phone call

All sorted by one phone call, transfer was on hold but after making the call I understood why Reviewed on: 20th May 2024

It works, no issues, any that I’ve had were sorted i...

It works, no issues, any that I’ve had were sorted in no time. Reviewed on: 20th May 2024

Easy way to help build your credit score

Never had to phone there customer service line yet but never had an application fail with them easy way to build credit score Reviewed on: 20th May 2024

Easy credit

I found this easier than applying for a credit card. Reviewed on: 20th May 2024

Excellent incentives and well worth value for money...

Excellent incentives and well worth value for money in terms of interest free payments. Always updated through emails on terms and conditions. Reviewed on: 20th May 2024

PayPal makes online shopping easy and secure

PayPal makes online shopping easy and secure Reviewed on: 20th May 2024

Great for online purchases and very easy to keep tra...

Great for online purchases and very easy to keep track of. Reviewed on: 20th May 2024

Always smooth transactions and app is clear and easy...

Always smooth transactions and app is clear and easy to navigate Reviewed on: 20th May 2024

Paypal Credit is so useful resource.

Paypal Credit is so useful. However, i do wish it was an option for booking flights would be superhandy and useful to have, Reviewed on: 20th May 2024

Easy and safe , I never pay my purchase online witho...

Easy and safe , I never pay my purchase online without PayPal , PayPal is reliable and be trusted, easy transferring money Reviewed on: 20th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Very Account
from Shop Direct 3.51 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64088 reviews
Payments
from PayPal 4.73 from 3743 reviews
Credit card
from PayPal 4.70 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub