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PayPal: PayPal Credit reviews

4.74
Based on 132,635 reviews, last reviewed 10th Jun 2026
3766050% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the paypal credit options Love the 4 month interest free and pay in three options Reviewed on: 10th June 2026
Lyndsey Sloan's avatar
Lyndsey Sloan

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132635)

Excellent service .

5
Excellent service . Great information provided to customers. I’m very satisfied with the service Reviewed on: 20th May 2024

PayPal was very good and easy to use

5
PayPal was very good and easy to use Reviewed on: 20th May 2024

I am very happy with the service I get, and customer...

5
I am very happy with the service I get, and customer service is excellent Reviewed on: 20th May 2024

It’s a great platform that offers a safety net for y...

5
It’s a great platform that offers a safety net for your money. I trust this platform 100% and would recommend Reviewed on: 20th May 2024

Just pay in 3!

5
Great, easy and safe way to pay for all my online shopping! I use pay in 3 very often, helped me in times where I really had to buy motorcycle parts to keep it running, but the budget was tight! Would definitely recommend to everyone! Reviewed on: 20th May 2024

Any issue I have previously had they have resolved f...

5
Any issue I have previously had they have resolved for me and I've recommended paypal to family and friends Reviewed on: 20th May 2024

Easy transactions - information on upcoming payments.

5
Easy transactions - information on upcoming payments. Sending family money without charges. Reviewed on: 20th May 2024

High interest rates.

4
High interest rates. Takes long for the transactions to show in activity Reviewed on: 20th May 2024

Great service

5
Customer protection, dealt with issues very quickly and proffessional and great apr Reviewed on: 20th May 2024

Great servicewebsite

5
Great service, easy to follow and informative website Reviewed on: 20th May 2024

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