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PayPal: PayPal Credit reviews

4.74
Based on 131,365 reviews, last reviewed 9th Jun 2026
3708400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Working well and manageble using the app Working well and manageble using the app Reviewed on: 9th June 2026
Zoe B's avatar
Zoe B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131365)

Best in the market.

5
Best in the market. Never had an issue. Recommended 1000% . Reviewed on: 17th May 2024

I've always found paypal safe to use and accepted wo...

5
I've always found paypal safe to use and accepted world-wide no fuss Reviewed on: 17th May 2024

Trusted financial services with great budgeting plans .

5
I’ve used PayPal for several years now and find the different plans great for budgeting for my purchases,, I have also used their Customer Services when one of my online purchases was fraudulent. PayPal took the issue and resolved the issue for me , timely . and with a full refund. Thanks Paypal . Reviewed on: 17th May 2024

PayPal Credit kudos

5
PayPal Credit has always been there right when I have needed it as it has always helped me to get that missing gift when I have forgotten to buy it or when we have needed certain tech that we just could not afford to pay all at once so many thanks PayPal Credit for having my back kudos PayPal Credit Reviewed on: 17th May 2024

Usefull when needed,

4
Usefull when needed, does sometimes creep up on with payment ammounts but no different to a credit card Reviewed on: 17th May 2024

Paypal would recommend

5
I love paypal, as it allows me to purchase things, I wouldn't be able to buy with out paypal help, I also love the way I can shop safely on line, it also help that's I can pay back monthly, paypal assistance are always there with help if you should ever need them. Reviewed on: 17th May 2024

The Safest way to buy with confidence !!

5
Feel secure in using to make purchases over time that is affordable and insured arrival of item Reviewed on: 17th May 2024

Easy. Fast. Safe

5
I always choose PayPal to pay as it’s the safest option. They have also always solved any problem fast Reviewed on: 17th May 2024

Making payments

5
The whole product is very good but I find I have to be patient with the accounting takes a while to catch up which can be misleading when making payments to pay pal credit other than that all is good and makes purchasing so much simpler Reviewed on: 17th May 2024

I have Very good experience and services are very good

5
I have Very good experience and services are very good Reviewed on: 17th May 2024

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