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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,039 reviews, last reviewed 9th Jun 2026
3693450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A name i can trust My go too when i want to purchase something over a longer period. Reviewed on: 9th June 2026
Phill's avatar
Phill

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131039)

Easy to use

5
Super easy to use App and system and main T&C are simple and clear. Reviewed on: 17th May 2024
Andrea C's avatar
Andrea C

Really handy to have 0% for 4 months on new purchases.

5
Really handy to have 0% for 4 months on new purchases. Reviewed on: 17th May 2024
Chris S's avatar
Chris S

Flexible, offers promotional rates to keep interest...

5
Flexible, offers promotional rates to keep interest to a minimum. Reviewed on: 17th May 2024
Maud's avatar
Maud

Options to target which product to pay

5
Would like to have more choice in targeting repayments, as the just send money to pool and decision made in background does not work for me that well. Would be incentivised to use more. Excellent customer service and straight forward. Reviewed on: 17th May 2024
D L's avatar
D L

Frudulence.

5
Spotted fraudulent activity, Paypal sorted and refunded my money within hours Reviewed on: 17th May 2024
Karen Walker's avatar
Karen Walker

Very helpful.

5
I’ve always used PayPal and if you have any issues with purchases, they’re always there to help Reviewed on: 17th May 2024
Gemma's avatar
Gemma

I always feel very secure when I pay with PayPal,and...

5
I always feel very secure when I pay with PayPal,and it’s very easy to use Reviewed on: 17th May 2024
Jools's avatar
Jools

Quality service

5
Had no problems with PayPal credit lots of ways to pay and not a lot of interest on it if you get it over 12 months and two years brilliant service Reviewed on: 17th May 2024
Robert Lloyd 's avatar
Robert Lloyd

Perfect idea

5
I'm very happ. The service is professional and works without delay. Thanks! Reviewed on: 17th May 2024
Andrzej 's avatar
Andrzej

Total convenience

5
Very reliable service. So convenient. Reviewed on: 17th May 2024
Joey Joe's avatar
Joey Joe

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