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PayPal: PayPal Credit reviews

4.74
Based on 130,716 reviews, last reviewed 9th Jun 2026
3679050% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was easy to do even though I have little technica... It was easy to do even though I have little technical knowledge Reviewed on: 9th June 2026
Andrew tait's avatar
Andrew tait

Latest lowest rating:

1

I have been scammed which paid through PayPal and pa... I have been scammed which paid through PayPal and paypale refused to refund me. I have got 3000 paypale points i havent been able to use them for the ... Read more Reviewed on: 9th June 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130716)

Really easy to use PayPal and widely accepted amongs...

5
Really easy to use PayPal and widely accepted amongst retailers. Reviewed on: 16th May 2024

Perfect option!!!

5
It is excelent when you need buy something fast but you are out of money Reviewed on: 16th May 2024

I've used paypal for many years now and it just gets...

5
I've used paypal for many years now and it just gets better and better, their customer service is first class and there's always someone who is extremely helpful Reviewed on: 16th May 2024

Never had any problems and I find it quick and easy...

5
Never had any problems and I find it quick and easy to use. Customer Service on any queries raised has always received a speedy response. Reviewed on: 16th May 2024

Seamless and easy to understand, love the 4 months 0...

5
Seamless and easy to understand, love the 4 months 0% on PayPal credit Reviewed on: 16th May 2024

Great customer service

5
Every time I have contacted paypal they have resolved my issue promptly. Reviewed on: 16th May 2024

The literal only change I would make to PayPal is ha...

5
The literal only change I would make to PayPal is having an option to increase your credit, but they are amazing can't complain Reviewed on: 16th May 2024

Very good to see how you are claiming that you did i...

5
Very good to see how you are claiming that you did it all well done on your day with a good friend and a friend from you and I love this is a good idea for me and I have to go back home and I can go back home to get to the student finance year to go hospital Reviewed on: 16th May 2024

PayPal credit is a great way to make larger purchase...

5
PayPal credit is a great way to make larger purchases; the 4 month interest free period os far longer than what can be achieved using a credit card, and the interest rate is pretty good too. I’ve also akways found it easy to resolve issues over the phone. Reviewed on: 16th May 2024

Came at the right time.

5
Came at the right time. Easy to use and easy to speak to someone when I had a query Reviewed on: 16th May 2024

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