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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (130063 reviews)

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4.74

Based on 130,063 reviews, last reviewed 9th Jun 2026

3649300% increase in 5 star reviews

in the past 90 days

10450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal always have help in hands for me. PayPal always have help in hands for me. Reviewed on: 9th June 2026

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130063)

One of the best no interest credits

I’ve used PayPal credit for about 3 years now and it’s been a game changer! I love using it for holidays especially because, when holidays need paying 12 weeks before it gives me an extra 4 months no interest to pay it off. Makes paying things so much easier and a lot less stressful! Reviewed on: 15th May 2024

Always great service, with no fuss!

Always great service, with no fuss! Reviewed on: 15th May 2024

I enjoy using PayPal and I like that you can have pr...

I enjoy using PayPal and I like that you can have promotional offers which gives 3 months for a cost. It’s also easy to navigate and I would recommend it. I do wish the statements were a little easier to understand Reviewed on: 15th May 2024

Really handy.

Extremely handy for me. As long as everything is paid on time, it's a great thing to have access to. Reviewed on: 15th May 2024

Perfect! I love it

I’ve been using PayPal credit for years now and I love the service. I use this nearly everywhere I can and with their amazing service of 4 months 0 interest payments it’s so beautiful and I can pay for car parts etc that I normally cannot afford in the same month! Reviewed on: 15th May 2024

East to deal with and friendly

Easy to deal with and friendly and fast service Reviewed on: 15th May 2024

Very user friendly and simple to navigate, convenien...

Very user friendly and simple to navigate, convenient to have a service like PayPal to hand. Reviewed on: 15th May 2024

very happy with pay pall app.

very happy with pay pall app. also happy with 3 payment plan. Reviewed on: 15th May 2024

Problem free service for us.

Not had to use customer service. No problems at all. Handy credit service available for those unexpected or expensive buys Reviewed on: 15th May 2024

It's great for my ebay and making payments for meals...

It's great for my ebay and making payments for meals without jabbing to queue at bars and restaurants Reviewed on: 15th May 2024

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