Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.74
Based on 129,048 reviews, last reviewed 9th Jun 2026
3603500% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always easy to use and easy to understand. Always easy to use and easy to understand. I tend to use this above other sources because of the simplicity Reviewed on: 9th June 2026
Helen P's avatar
Helen P

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (129050)

Convenient and available at the majority of shops /...

5
Convenient and available at the majority of shops / suppliers. Now can link to Cutve card so available everywhere which is absolutely fantastic! Easy to ise and great security so nothing to worry about. Fully linked to other payment methods and bank accounts so all in one place. Reviewed on: 13th May 2024

If you are shopping with PayPal credit you will neve...

5
If you are shopping with PayPal credit you will never lose your money and your details are secure Reviewed on: 13th May 2024

I know I'm covered if anything is wrong so gives me...

5
I know I'm covered if anything is wrong so gives me piece of mind and easy accessibility. Reviewed on: 13th May 2024

I use Paypal regularly! I like and recommend

5
I use Paypal regularly Reviewed on: 13th May 2024

Outstanding

5
Always correct never had a problem over 15 years Reviewed on: 13th May 2024

I regularly use PayPal including PayPal credit

5
I regularly use PayPal including PayPal credit, I prefer websites which offer either Apple pay or PayPal as it gives me confidence the purchase is more likely to be hassle free. PayPal credit with 4 months interest free is superb for spreading the cost of larger purchases. Reviewed on: 13th May 2024

Never had any issues, PayPal credit is super afforda...

5
Never had any issues, PayPal credit is super affordable with great 0% offers. Reviewed on: 13th May 2024

YOUR SAFE WITH PAYPAL

5
I feel safe in PayPal hands, They are with you all the way when there's a problem. Reviewed on: 13th May 2024

Only positives

5
Only positives- 4 months time without rate Reviewed on: 13th May 2024

Everything is good just refunding process is a bit slow

4
Everything is good just refunding process is a bit slow Reviewed on: 13th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review