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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 127,717 reviews, last reviewed 9th Jun 2026
3542600% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal my go to payment method Such an easy process,love Pay Pal,feel happy safe and secure with Pay Pal Reviewed on: 9th June 2026
Jean Curry's avatar
Jean Curry

Latest lowest rating:

1

This company does not allow balance transfers This company is brilliant at not allowing you to transfer your balance to a lower interest card. They are also amazing at not highlighting this fact w... Read more Reviewed on: 9th June 2026
Gavin Anyia's avatar
Gavin Anyia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (127718)

PayPal credit

5
PayPal credit and credit card is by far the best I have come across with easy and interest free payments in most cases. Reviewed on: 31st July 2023
Nicodemus Adega's avatar
Nicodemus Adega

No fuss

5
0% interest for 4 months is amazing and allows better control over your finances for larger purchases. Reviewed on: 31st July 2023
scott nicholson's avatar
scott nicholson

Helpful

5
Easy way for payment and reliable credit facility for your convenience experience. Reviewed on: 31st July 2023
Kingsley 's avatar
Kingsley

Paypal credit

5
Excellent product and customer service Reviewed on: 31st July 2023
Anthony Middleton's avatar
Anthony Middleton

Paypal Credit

5
I’ve been using Paypal for a few good years now and it is very good for me, the 0% interest free over 4 months it’s brilliant and also the pay in 3 its very convenient as well Reviewed on: 31st July 2023
Madalina Andrenoiu's avatar
Madalina Andrenoiu

The interest free credit offers

5
The introduction of interest-free credit has been a game-changer for me, allowing me to make essential purchases without the burden of high-interest charges. This offering has proven to be a genuine lifeline during unforeseen circumstances and has greatly improved my financial flexibility. One aspect that particularly impressed me was the straightforward and transparent application process. It was quick, user-friendly, and hassle-free. I didn't have to go through the ordeal of lengthy paperwork or complicated approval procedures. The instant decision capability was impressive, making me feel valued as a customer. Moreover, the generous credit limits and flexible repayment options were a pleasant surprise. I had the freedom to choose the repayment period that best suited my financial situation, giving me the peace of mind to manage my budget efficiently. What sets PayPal apart is the convenience and security it offers. The seamless integration of interest-free credit within my PayPal account simplified the entire shopping process. I could complete transactions with just a few clicks, and the robust security measures ensured that my financial information was safeguarded. The timely reminders and detailed statements helped me stay on top of my repayments, ensuring that I never missed a deadline. This level of attentiveness and customer care is truly commendable. Reviewed on: 31st July 2023
Surya S Jith's avatar
Surya S Jith

safety nest with PayPal

5
Whatever I buy I know the transaction is safe with PayPal Reviewed on: 31st July 2023
Anna's avatar
Anna

An amazing credit service

5
Paypal makes it easy to know how much we need to pay over time. And having 4 months of free interest makes Paypal my first choice when using credit. Reviewed on: 31st July 2023
Anonymous's avatar
Anonymous

Easy Peasy

5
I use use pay pal credit for all kinds of payments, holidays and on line purchases, especially useful is pay in 3 or 4 installment plans and occasionally 12 months interest free Well worth it for me Reviewed on: 31st July 2023
Stephen Ward (Stevie)'s avatar
Stephen Ward (Stevie)

Helpful

5
PayPal credit has been a godsend it enables me to budget and purchase the things I want safely Reviewed on: 31st July 2023
Sarah Armstrong's avatar
Sarah Armstrong

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