Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,083 reviews, last reviewed 9th Jun 2026
3741750% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall very easy to understand. Overall very easy to understand.fair .simple steps good options. On comparison good rates. Reviewed on: 9th June 2026
kamran s Fard's avatar
kamran s Fard

Latest lowest rating:

2

Your credit card did not work in dubia,or on line bo... Your credit card did not work in dubia,or on line bookings Reviewed on: 9th June 2026
Craig A's avatar
Craig A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132083)

Helpful and easy, works on a lot of places.

5
Helpful and easy, works on a lot of places. Helped me out of a few jams when i really needed it. Cant fault the service. The low interest and the no interest offers are super helpful Reviewed on: 18th May 2024
Danny E's avatar
Danny E

Good easy to use.

5
Good easy to use. No problems. The interest free period excellent to use without burden of paying back straight away. Reviewed on: 18th May 2024
Romana R's avatar
Romana R

Positive experience then using PatPal...

5
Always have a positive experience then using PatPal for money transfers to arranging credit payment. You know that your transactions are safe. Reviewed on: 18th May 2024
Alan's avatar
Alan

easy no problem

5
never had any problems loads of places that accept PayPal most purchases £100+ are 4 months interest free Reviewed on: 18th May 2024
paul w's avatar
paul w

3 year review

5
I have used PayPal credit for roughly 3 years and I only use it to purchase expensive items. I don't own any other credit card as I find having the 4 months 0 interest appealing. I find the process quick and easily and will continue to use. Reviewed on: 18th May 2024
Isabella 's avatar
Isabella

Easy to use recommend paypal

5
Easy to use recommend to anyone. Convenience when it's needed Reviewed on: 18th May 2024
Angelina H's avatar
Angelina H

A company you can tryst

5
I've always trusted PayPal with either small or large transaction amounts , and to know your protected if anything goes wrong or faulty is brilliant. Reviewed on: 18th May 2024
Steven P's avatar
Steven P

I have used paypal credit for some while now.

5
I have used paypal credit for some while now. they are so helpful whenever I have queries Reviewed on: 18th May 2024
Roger Perham's avatar
Roger Perham

Faultless

5
Faultless - I have never had a bad experience with PayPal. Reviewed on: 18th May 2024
Amy P's avatar
Amy P

A Helping Hand

4
Being able to pay over several months with no interest on purchases over £30 is a great help in this current financial crisis. It is refreshing to see a company who are helping people struggling financially instead of capitalising and making even more money off of crippling interest rates. I use PayPal to make 90% of my purchases now especially when shopping online. Reviewed on: 18th May 2024
Toni G's avatar
Toni G

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill