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PayPal: PayPal Credit reviews

4.74
Based on 131,604 reviews, last reviewed 9th Jun 2026
3719450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant! Brilliant! I needed a new tumble drier but was low on funds for a big purchase and PayPal credit helped me pay for my item and I had to pay it back ov... Read more Reviewed on: 9th June 2026
Katie H's avatar
Katie H

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131605)

Recommend to anyone

5
I maverick had any trouble with Pay pal every purchase goes smoothly Reviewed on: 17th May 2024

Feeling safe with online shopping

5
Over the years that I have used PayPal I have never thought nor found my details to be anything but secure. I find it easy to use. I have always been satisfied with the use of PayPal and the knowledge that my bank details are not being held by a supplier who may or may not have such a secure site as PayPal. I like the idea that only one secure site has my details and not several websites. Reviewed on: 17th May 2024

Easy, reliable, secure

5
Easy to use and possibly the only reliable and secure way to buy online. Reviewed on: 17th May 2024

Easy and managed

5
Easy and managed every month easy to set up and payments are regular Reviewed on: 17th May 2024

I know I can always depend on PayPal

5
I know I can always depend on PayPal and it is a pity that not all businesses use it Reviewed on: 17th May 2024

It's easy to obtain without a hassle.

5
It's easy to obtain without a hassle. The flexibility of shopping in stores makes it a first option. It also gives you time to plan your income with the refund policy. Reviewed on: 17th May 2024

Five star flexibility in payment options:-)

5
offering a excellent flexibility in payment options are so good...worth to use it. Reviewed on: 17th May 2024

Very handy for large purchases online and knowing th...

5
Very handy for large purchases online and knowing that its paypal gives a sense of security if anything goes wrong. Reviewed on: 17th May 2024

I've always had a good experience experience.

4
I've always had a good experience. Reviewed on: 17th May 2024

Great Customer Services Response

4
Customer service team over phone and webchat/email responses have been great every single I had a query. Reviewed on: 17th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review