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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,365 reviews, last reviewed 9th Jun 2026
3708400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Working well and manageble using the app Working well and manageble using the app Reviewed on: 9th June 2026
Zoe B's avatar
Zoe B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131365)

Brilliant service and on time payments

5
Brilliant service and on time payments Reviewed on: 17th May 2024
drjafo's avatar
drjafo

Perfect experience with paypal every time i use it!

5
Perfect experience with paypal every time i use it! Reviewed on: 17th May 2024
Stanislav G's avatar
Stanislav G

easy to use and helpful app

5
It’s very easy to use and it’s helpful being able to see and manage payments on the app Reviewed on: 17th May 2024
Erin O's avatar
Erin O

They're very good, especially their customer service...

5
They're very good, especially their customer service they are brilliant. And they protect our accounts from online shopping fraud. Reviewed on: 17th May 2024
Linda o's avatar
Linda o

Easy to use.

5
Easy to use. Makes shopping stress free. Always able to shop whenever I want and pay it up. Which is a great help if I don’t have money. Returns are great PayPal takes care of everything. Customer service is hassle free. So all round. PayPal is a winner Reviewed on: 17th May 2024
Maureen Semple's avatar
Maureen Semple

I absolutely love using PayPal credit

5
I absolutely love using PayPal credit because I know if anything I ever buy with PayPal isn’t exactly how it’s described or faulty I can guarantee a refund or a replacement with PayPal I also find it very useful that any orders over £99 are interest free for 4 months opposed to other companies which only other 3 months interest free Reviewed on: 17th May 2024
Tommy C's avatar
Tommy C

Very helpful credit .

5
Very helpful credit . I would recommend to everyone Reviewed on: 17th May 2024
Vasile L's avatar
Vasile L

PAY PAL ARE BRILL

5
Easy to use and navigate. They can easily resolve any issues with vendors Reviewed on: 17th May 2024
Sean Mckenna's avatar
Sean Mckenna

easy and convenient

5
PayPal credit is so easy to use and the 0% interest over a set time is perfect when wanting to spread a cost over time, without paying any excess. Reviewed on: 17th May 2024
Sammie H's avatar
Sammie H

nothing easier

5
easy to setup and use and who can turn down 0% interest Reviewed on: 17th May 2024
Mark P's avatar
Mark P

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