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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131041 reviews)

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4.74

Based on 131,039 reviews, last reviewed 9th Jun 2026

3693450% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A name i can trust My go too when i want to purchase something over a longer period. Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131041)

Easy to access

Easy to access and easy to keep I control of finances Reviewed on: 17th May 2024

Excellent flexibility

I have used PayPal Credit for a couple of years now and love how I can ‘pay in three’ and also add the payment into the overall amount borrowed. Has saved my bacon a few times! Reviewed on: 17th May 2024

Excellent service no issues safe transactions

Excellent service no issues safe transactions Reviewed on: 17th May 2024

it so handy to use, makes it easy for paying...

it so handy to use, makes it easy for paying for items Reviewed on: 17th May 2024

Use PayPal for all my online purchases for the prote...

Use PayPal for all my online purchases for the protection they offer and easy of payment Reviewed on: 17th May 2024

Great service - Highly recommended

Great service - Highly recommended Reviewed on: 17th May 2024

Awesome service and reliable paypal always as once i...

Awesome service and reliable paypal always as once i wanted to book a tickets to india and had no money to buy it and paypal had given me credits to buy a tickets. Reviewed on: 17th May 2024

I use it all the time because it's amazing

I use it all the time because it's amazing Reviewed on: 17th May 2024

Nothing but a good experience!

Nothing but a good experience!! Always willing to help with any money issues, like unknown charges and are incredibly efficient when it comes to getting any serious issues ironed out! The changes that they make are communicated with customers incredibly well too! Along with plenty of notice about said changes Reviewed on: 17th May 2024

PayPal credit has helped me so much over the past co...

PayPal credit has helped me so much over the past couple of years Reviewed on: 17th May 2024

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