Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,061 reviews, last reviewed 9th Jun 2026
3649150% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy peasy! Such an easy process and customer service is excellent! Reviewed on: 9th June 2026
James W's avatar
James W

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (130061)

Paypal simply the best

5
Been with PayPal for over a decade - never to have any issues of problems which haven’t be resolved quickly and effective timely keep up the great work Reviewed on: 15th May 2024
Imtisal M's avatar
Imtisal M

Great Service

5
PayPal is so easy to use and lots of different options available. Helps to put your mind at ease when making large purchases! Everything is explained simply and clearly. Reviewed on: 15th May 2024
Amy A's avatar
Amy A

I had a company I was dealing with had paid four hun...

5
I had a company I was dealing with had paid four hundred pounds and the service which which was supposed provide was not provided. PayPal helped me to get my money back. Company had given me time limit no service was provided within the time limit. PayPal was excellent in helping me out. Reviewed on: 15th May 2024
Parviz Nurani's avatar
Parviz Nurani

Mostly ok - sometimes can be confusing to navigate t...

4
Mostly ok - sometimes can be confusing to navigate the app. customer service so far as been good. Reviewed on: 15th May 2024
Simon B's avatar
Simon B

Satisfied customer

5
PayPal credit is the best option if you want to buy a trip or other more expensive item. low monthly installments do not burden the household budget so much. I am very satisfied with PayPal credit and PayPal pay in 3 Reviewed on: 15th May 2024
Grzegorz 's avatar
Grzegorz

I have had nothing but a great experience with PayPa...

5
I have had nothing but a great experience with PayPal and PayPal credit. It's really helped me out like recently when I broke my phone and decided to get a new one but didint have the money. The instalments are fair and easy to payback, plus it's interest free if paid back in 4 months Reviewed on: 15th May 2024
Jason B's avatar
Jason B

Very easy to set up and excellent value for money!

5
Very easy to set up and excellent value for money! I love how each seperate transaction has its own 4 month interest free facility instead of just lumping every transaction together like a traditional credit card would. So smart - I’ll keep using PayPal credit from now on… Reviewed on: 15th May 2024
Paul C's avatar
Paul C

PayPal is quick and easy...

5
PayPal is quick and easy to setup and use for payments with the added benefit that your payments are secure. Reviewed on: 15th May 2024
Hardev B's avatar
Hardev B

Love PayPal always reliable and with so many shops y...

5
Love PayPal always reliable and with so many shops you can use them in it’s just great to have the additional payment method always available. Reviewed on: 15th May 2024
Anamaria O's avatar
Anamaria O

Using PayPal (Credit) is a flawless process from sta...

5
Using PayPal (Credit) is a flawless process from start to finish. Once you are approved and have your credit limit set, you can start buying almost anything on PayPal credit. Some of the things you buy are interest free for the first 3/4 months which makes repaying it way easier. It is important to be mindful and not overspend just because it is bought on credit. through PayPal credit I have improved my credit score massively by paying everything quite frequently and paying big chunks at once. Lastly, the repayment process is really easy and the minimum amount is usually always quite low, but I would recommend to try and pay everything off almost instantly or in bigger chunks to maintain a healthy balance. Reviewed on: 15th May 2024
Meryem T's avatar
Meryem T

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill