Paid advertisement
Smart Money People Logo

PayPal: PayPal Credit reviews

4.74
Based on 129,047 reviews, last reviewed 9th Jun 2026
3603400% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is easy to use with plenty of options of repa... Paypal is easy to use with plenty of options of repayment Reviewed on: 9th June 2026
Hi's avatar
Hi

Latest lowest rating:

2

Good but needs improvement in information structure I like the experience of having everything in one plataform, but the statement is a nightmare. Reviewed on: 9th June 2026
Marcia's avatar
Marcia

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (129048)

Great to have several options available.

5
Great to have several options available. Reviewed on: 13th May 2024

This is high standard of pay.

5
This is high standard of pay. The best one. Reviewed on: 13th May 2024

It's good that PayPal is available almost everywhere

5
It's good that PayPal is available almost everywhere Reviewed on: 13th May 2024

Really happy, very easy to apply, avail and change w...

5
Really happy, very easy to apply, avail and change with great flexibility through app. Reviewed on: 13th May 2024

I have had good experience with PayPal credit it has...

5
I have had good experience with PayPal credit it has helped me a lot Reviewed on: 13th May 2024

Great service

5
Always there when you need it , great service Reviewed on: 13th May 2024

PayPal is your pal

5
I use it for years and it's excellent. It's also very safe for online purchases. The statement is being issued every month so you are in control. Great service! Highly recommended for everyone needs a boost financially. Reviewed on: 13th May 2024

Good service

4
Trustworthy can be trusted on buying or selling stuff Reviewed on: 13th May 2024

Best way to pay money and all ways trust on PayPal m...

5
Best way to pay money and all ways trust on PayPal money protection Reviewed on: 13th May 2024

Easy to understand and use recommended

5
Easy to understand and use recommended Reviewed on: 13th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review