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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 127,720 reviews, last reviewed 9th Jun 2026
3542750% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always recommend using PayPal I feel protected when paying for things and it has all my bank cards in one place to pay, the pay in 3 and the interest free for 4months are fantastic... Read more Reviewed on: 9th June 2026
Emma H's avatar
Emma H

Latest lowest rating:

1

This company does not allow balance transfers This company is brilliant at not allowing you to transfer your balance to a lower interest card. They are also amazing at not highlighting this fact w... Read more Reviewed on: 9th June 2026
Gavin Anyia's avatar
Gavin Anyia
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (127720)

The best credit card ever!

5
Wish I joined sooner got to be the best credit card going, hopefully more shops will except PayPal credit card payments soon! Reviewed on: 14th August 2022
Mr Review's avatar
Mr Review

Payp credit

4
Awsome option whe you needed credit. I always made payments on time so had no issues. When covid hit the credit limit was brought down to 1500 and nevet went back to what it was.. Reviewed on: 14th August 2022
Inta Andriksone's avatar
Inta Andriksone

Paypal Credit is great

5
PP Credit is great because it allows me to be able to afford bigger more costlier items and spread the cost over a larger amount of time. Highly recommend it Reviewed on: 14th August 2022
Matthew A's avatar
Matthew A

Paypal for Online Payments

5
I have been using Paypal for quite a few years now and is my go to provider when shopping online. That way I dont have to enter my personal bank details. I have never had a problem with Paypal so when they launched their credit deal to pay for items over three months I signed up for it. Have made several large purchases and Paypal has been superb throughout. As long as you are finacially savy and pay you bills on time Paypal Credit is brilliant. Reviewed on: 14th August 2022
Buster West's avatar
Buster West

Easy quick and safe

4
Make payments quick and safe have an easy access to help and support without having to Waite on hold is a god send Reviewed on: 14th August 2022
stephen evans's avatar
stephen evans

Amazing

5
I love it. Easy and no problem to use Reviewed on: 14th August 2022
Amgad Khalil's avatar
Amgad Khalil

Convenient, easy to use

5
Have been using PayPal credit for years, never had any issue with the service. Its always very convenient for larger purchases and there's always a large volume of retailers who accept the payment method. Cannot fault the service Reviewed on: 14th August 2022
Shaun's avatar
Shaun

PayPal credit

5
It amazing app and easy to use and pay off very fast and easy Reviewed on: 14th August 2022
trish120@hotmail.co.uk's avatar
[email protected]

Easy, speedy payments

5
After using PayPal credit and Pay in 3 I can say the service is excellent and never had an issue. The app is simple to use and make payments super swift. Reviewed on: 14th August 2022
Ben G's avatar
Ben G

Easy and security way to Pay

5
PayPal makes our payment easy, fast and secure. There's nothing to worry about. If you want peace of mind, use PayPal! Reviewed on: 14th August 2022
Al Franca's avatar
Al Franca

Review PayPal: PayPal Credit now

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