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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (125823 reviews)

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4.74

Based on 125,823 reviews, last reviewed 9th Jun 2026

3456500% increase in 5 star reviews

in the past 90 days

10200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is simple and user friendly to manage my finances It is simple and user friendly to manage my finances buying online security is second to none Reviewed on: 9th June 2026

Latest lowest rating:

1

I waste too much money so I don't like it I waste too much money so I don't like it Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (125823)

Easy to use

PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022

Easy and great offers

Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022

Hope this is going to give me some enjoyment

This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022

Efficient payment service

With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022

Always there to help

Can rely on paypal credit anytime!!! Reviewed on: 13th June 2022

I've been with them for years

I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022

Secure, Easy to use what's not too Like

Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022

Excellent service thanks

Excellent service thanks paypal Reviewed on: 13th June 2022

Very helpful

PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022

Easy, short term borrowing.

PayPal Credit is always my first choice when it comes to short term borrowing as it’s 0% over 4 months offer is invaluable. Reviewed on: 13th June 2022

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