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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 126,098 reviews, last reviewed 9th Jun 2026
3469100% increase in 5 star reviews
in the past 90 days
10200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, can not fault PayPal credit. Excellent service, can not fault PayPal credit. Excellent rates, great customer service, great communication. Reviewed on: 9th June 2026
Liam's avatar
Liam

Latest lowest rating:

2

Not the go to credit card Very hard to transfer balances from your credit card. The app isn’t the most user friendly Reviewed on: 9th June 2026
Annie A's avatar
Annie A
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (126098)

Useful credit

4
PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022
Kevin's avatar
Kevin

Best credit

5
I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022
Ridwaan Safarally's avatar
Ridwaan Safarally

Simple, Quick and easy

4
Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022
TheStoka's avatar
TheStoka

credit

5
Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022
jean herbert's avatar
jean herbert

Great Credit Facility

5
The credit helped in this trying times. Very grateful. Reviewed on: 14th June 2022
Wolfgang Ezeh's avatar
Wolfgang Ezeh

Wide accessibility & easy to manage digitally

5
I love that you can check out with PayPal across most online retailers securely, quickly and easy with minimal effort. Managing your credit account on PayPal is very simple, the application is user friendly and easy to navigate. Customer service is also responsive and normally resolves issues on the same day Reviewed on: 14th June 2022
Jezelle 's avatar
Jezelle

Best credit I have ever had

5
I have many credit cards, but one of the meat credit I use is the one from PayPal, people from PayPal always are paying attention to your needs and they are very supportive. I always treat them like my safety net. Reviewed on: 14th June 2022
Martian Cioana's avatar
Martian Cioana

Very helpful

5
Very helpful if you are on a budget at the moment that you see the items on sale ( flash sales) I highly recommend it. Reviewed on: 14th June 2022
Melvin Wagg's avatar
Melvin Wagg

Great product

5
Easy to use secure payments,the best thing ever Reviewed on: 14th June 2022
Johnston Mbewe's avatar
Johnston Mbewe

Great online credit - No interest for 4 months

5
Great way to spread your payments on any purchase over £100 as there is no interest for 4 months. Great customer service too, I had an issue that was quickly resolved with a simple call. Reviewed on: 14th June 2022
Matteo's avatar
Matteo

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