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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (127441 reviews)

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4.74

Based on 127,434 reviews, last reviewed 9th Jun 2026

3529850% increase in 5 star reviews

in the past 90 days

10300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Feel safe using PayPal for payments Feel safe using PayPal for payments Reviewed on: 9th June 2026

Latest lowest rating:

1

Awful experience with the platform and customer service Awful experience with the platform and customer service Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (127441)

So easy and interest free

I love having 3 months interest free credit with Paypal. It takes no work to do it, you just have to remember to pay the last instalment before interest would kick in, but they remind you. Makes life so much easier. Reviewed on: 8th August 2022

No Fuss, user freindly

No matter what the issue Paypal credit always make sure you understand what, why and when. Reviewed on: 8th August 2022

PayPal credit

PayPal credit is really handy to have and easy to use. Reviewed on: 8th August 2022

Short term interest free .

I have used Paypal Credit since buying my first electric cycle on 12 months interest free credit. That was five years ago, today I purchased airline tickets for my next trip to visit family in NZ. Reviewed on: 7th August 2022

Paypal Credit makes things easy

Using PayPal credit for purchases couldn't be easier. The credit limits are reasonable and the payment terms are always clrear. Reviewed on: 7th August 2022

easy and fast

Hustle free credit, fast and easy process. Reviewed on: 7th August 2022

Credit for Credit

Paypal credit is helpful for everyday and special purchases when they would be otherwise impossible. Living within a restricted budget can be aided by knowing the availability of funds from Paypal credit if needed. Many forgotten birthday presents or broken appliance has been purchased by Paypal credit in my case. It's everyday credit for everyday life! So I say thank you and let's give Paypay Credit for credit. Regards Dave H Reviewed on: 7th August 2022

amazing credit and payment company

i love the options of ways to pay, so safe and easy Reviewed on: 7th August 2022

Quick and easy to use

Application was very easy, decision made instantly. Big push to credit score Reviewed on: 7th August 2022

Amazing

Always been helpful to me, with any problem Reviewed on: 7th August 2022

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